Kevin Cindy Kenagy's (kkenagy) Blog

USDA changes October 1st 2011. USDA Rural Development home loans were designed to help improve the economy and quality of life throughout rural America. The program continues to remain a wonderful option for qualifying homebuyers, with no down payment required. This is the last of the no money do...

USDA Loans,   USDA loans are a great; here are a few reasons why people are heading towards them. • No Down payment is required. • Flexible credit score guidelines. • No maximum purchase price limit. • Closing costs can come from any source including gifts. • Competitive fixed 30-year rates. Call...

Now is a great time to buy a home. There are many homes on the market that are greatly reduced in price and with many great loan programs available now is the time. rates are still low. call me at 503.313.9072 or email me at Kevin.Kenagy@ImpacCompanies.com or go to my website at WWW.ImpacLending....

USDA changes coming October 1st 2011.   USDA Rural Development home loans were designed to help improve the economy and quality of life throughout rural America. The program continues to remain a wonderful option for qualifying homebuyers, with no down payment required. This is the last of the no...

Monday is the effective day for the increase in the Annual Mortgage Insurance Premiums, and the automatic case number cancellation. The Annual Mortgage Insurance Premium is being increased by 25 basis point. The increase is effective for case numbers assigned on or after April 18th. The case numb...

FHA monthly premiums will be raised by .25 across the board. A 30 year loan with the minimum down payment of 3.5% will have the same UFMIP of 1%, but the monthly MI factor will be 1.15 instead of the .90. These changes affect loans with case numbers assigned on or after April 18, 2011. Contact me...

Now is a great time to give to Meadical teams International and the Red Cross to help those in need over in Japan. We here in Oregon, have what they call the cascadia subduction zone that sits some 75 miles off the coast and is simular to what Japan has just experienced. In time we will be in the...

We are excited to announce the opening of our new company,Impac Mortgage NMLS # 128231 –Pacific Northwest team! We still have all thegreat people and are closing are loans in Lake Oswego in 30 days with the samegreat service. Email me at Kevin.Kenagy@ImpacCompanies.comor see me on the website to ...

With the help of 45+people from Impac and Hyperion, they flipped the switch Friday making a smoothtransition for us all. THANK YOU to everyone involved to make this happen. Weare now Impac Mortgage NMLS # 128231. I will be coming to offices and goingover new loan products to offer your clients in...

FHA will increase its annual mortgage insurance premium (MIP) by a quarter point on all 15 and 30 year loans.  Upfront MIP charges will remain at 1.0 percent.  The increase in premiums is part of the Obama Administration's new budget. The changes will take effect as of April 18, 2011. If you have...