Residential Financing News!

If you are thinking about purchasing a home right now, There are three questions you should ask before purchasing in today’s market.   1. Why am I buying a home in the first place?   This truly is the most important question to answer. Forget the finances for a minute. Why did you even begin to c...

                                    Grant Programs     Grant funds up to 5% of your loan amount  are available to Colorado residents to be applied toward down payment and closing costs of a Primary Residence Grants require no repayment No First Time Home Buyer requirement Income limits apply, bu...

The holiday season is behind us, time to focus on what exciting new experiences 2015 can bring! If you are planning on becoming a homeowner, or moving up to the home of your dreams in 2015, here are four great reasons to consider buying a home now, instead of waiting until spring.    1. Prices Wi...

A little-known government program allows Americans to refinance their homes at shockingly low rates, and reduce their payments by an average of $4,130 a year.   An Extremely Brilliant Way to Pay Off Your    If your mortgage is $625,500 or less you most likely qualify. Basically, the Government wa...

What is a Colorado Home Real Estate Jumbo Mortgage? For most counties, a jumbo loan is a mortgage of more than $417,000. Jumbo mortgages tend to be used for large, single-family homes. Qualifying for a jumbo loan is tougher than for a conventional loan. Looking to buy a larger, luxurious abode? A...

Colorado Home Buyers, Denver, Aurora, Fort Collins, & Colorado Springs: Have you heard about the FNMA 97% home loan program? The advantage of this program over FHA is lower down payment and lower mortgage insurance which equates to a lower payment!  www.HomeBuyersEd.com Get Pre-Approved For Your ...

Falcon 80831 Colorado Springs Residents and Home Buyers www.HomeBuyerEd.com We have reported on the financial reasons that the New York Times felt that homeownership was important. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for th...

Colorado Springs 80921 Short Sales and Foreclosureswww.HomeBuyersEd.com Although distressed sales have been decreasing on the real estate market since the subprime mortgage crisis, there will always be short sales and foreclosures on the market. In fact, last month according to RealtyTrac’s Fore...

Fannie and Freddie officially approve 3% down payment mortgages for Denver home buyers Both government-sponsored enterprises officially announced their individual 97% loan-to-value products, in the government’s latest attempt to expand the credit box for first-time homeowners.   Back in October, ...

When you apply for a Colorado Springs home loan, you need to submit some documentation and answer a few questions from your lender. Turning over all this information about your personal finances and financial history may seem intrusive, but it makes sense: The lender needs to gather all the infor...