Optima Properties' Blog

  There are many things that should be considered when buying a home. Since most home buyers expect to buy a bigger and better home someday in the future, resale value is an important factor in decision-making. While no one can guarantee that your home will grow in value, there are steps you can ...

 When buying a home, most people focus on how much the home costs and what interest rate they can get on the loan. While understanding the lending process is very important, the other fees that home buyers overlook when it comes to their home purchase.There are some fees that will require up-fron...

 What to do before closing:     You can still be denied for a mortgage loan, even after you've been pre-approved by the lender. The pre-approval is not a commitment or guarantee. You've been conditionally qualified for loan. But you need to stay qualified all the way up to the closing. The less y...

Florida's housing market is experiencing tight supply and pent-up demand.  That is affecting the pace of sales and putting pressure on statewide median prices. Florida's economic growth, rising jobs outlook and acclaimed quality of life continue to draw new residents eager to call the Sunshine St...

This chart is a representation of the standard real estate closings.  Different rules may apply by State or county within a State.  Visit Optima Properties Blog for full chart.  

 When you buy a fixer-upper residence for either personal or investment reasons, you need to have a thorough understanding of all of the potential related additional costs to determine if it is a worthwhile investment.The following analysis in introspection will assist you in determining much you...

  Buying a home is a major lifestyle and investment decision. Homebuyers have a lot of questions throughout every step of the process and I have found that many of the questions are common to many. Here are some answers to the most common questions I get asked. Q: What home can I afford?That depe...

  Sunshine, beaches and a laid-back lifestyle have made Florida one of the top destinations for retirees looking to live out their golden years in peace and comfort. Now a new study from WalletHub.com has named the Sunshine State the best place in the U.S. to retire based on its affordability, qu...

    Protecting your home investment:A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowners insurance protects against loss from fire, theft or ...

   It's not too early to file for a property tax exemption for next year;  filing nowwill allow Florida  property owners to beat the rush that normally occurs early in the yearas people try to beat the March 1 deadline.Any Florida property owner with legal title to a home and who uses it as his o...