View from the other side of the road

I am on Day 19 of the next six weeks. Today I was going to update what has been going on. This morning I received some sad news. The news showed me how fortunate I am. This is dedicated to Mark Brian and his family. Mark lost his father suddenly. His post today talked about his feelings and the e...

No pictures today, instead a brief note about something all of us will be effected. Here is a brief breakdown: Yesterday, the Consumer Financial Protection Bureau (CFPB) released a 1099-page Proposed Rule on combining required disclosures under TILA and RESPA and a Proposed HOEPA Rule, both of wh...

The first twelve days has passed and the experience is great. It is different, this time I find myself paying attention to the little things.  This weekend my Daughter (Tara) and her boyfriend Daniel my niece (Brittany) and her fiance' Jamahl came to visit. Dad was in his element. He stayed up pa...

The next six weeks.....well it started on June 26 and will end in early August. What on earth could I be talking about???? Spending the next six weeks with my Dad.   My dad will be 79 in August. In May, when I was visiting him, he watched me work from his kitchen table as I always do while I am t...

I will try very hard to be brief today. My mind is running 100 miles per hour about this topic. I hope you fine value in today’s topic.                                                     These are my parents....two people that I love an adore beyond words to describe. My dad’s picture is fairly ...

A number of years ago I was asked by a brand new person to the mortgage business to mentor him. I was excited he asked; then I had visions of creating this super originator. That is when ego took over. Over the next weeks and months we would meet every Saturday morning to review what he did for t...

The 10 reasons it is an advantage to have your office in your garage.10. When you work in your office garage, no one wants to come out there. 9. Your exercise equipment is close by if you want to work in a quick workout. 8. You don’t need to keep it nice for customers. 7. The lawnmower is close b...

Why would I want to be like my dog? On the surface it appears to be a pretty good gig. No bills to pay, no one to argue with, brighten everyones day, everybody happy to see me, and of course I have free run of the house with no responsibilities to maintain the house.Dale Carnegie once said, and I...

I can’t tell you how many times in my 33 years as a mortgage loan professional I have said those words. Lets face it, that is why you have your customers prequalified. In order to fulfill the American Dream prequalification is necessary. What would you say if that statement was made because of ex...

Now we all know Tim Tebow is the starting quarterback for the Denver Broncos but lets stop an examine one of the most polarizing figures not only in sports but in the public eye. First, I have never met Tim Tebow, never seen him except for Television, listened to interviews, in fact I did not eve...