Kay's Blog

On closing day, expect to sign a lot of documents and walk away with a big stack of papers. Here's a list of the most important documents you should file away for future reference.  HUD-1 settlement statement. Itemizes all the costs - commissions, loan fees, points, and hazard insurance -associat...

Living in central Indiana this time of the year is depressing. The shorter days, lack of sunshine, and cold weather make getting out of bed even more difficult than usual. However life goes on and we do not have the opportunity to hibernate. Here are a few tips to fight the winter blues.1. Make t...

Location, location, location! Imagine walking to all of the great shops, restaurants and entertainment venues Indianapolis has to offer! This luxurious 3 bed/2+ bath condo offers spectacular skyline views and upscale features including granite, stainless steel, ceramic tile, 9' ceilings, tray cei...

Most people don't understand everything that goes into buying a home. This blog summarizes the top mistakes that home buyers make, simply because the experience is new to them.Mistake #1.  Not knowing how much they can afford to pay for a house before they make an offer.Get pre-qualified for a mo...

Sooner or later, most homeowners will be in a position to sell their home. This blog summarizes the top mistakes that home sellers make, simply because the experience is new to them.Mistake #1.  Failing to Maximize the "Curb Appeal" of Your HomeWhen you're preparing your house for sale, remember ...

Oak Hall and The Reserve at Oak Hall comprise a 199 single-family home community in Fishers, Indiana located about five miles from I69 and within minutes of Geist Reservoir, Hamilton Town Center, and several Hamilton Southeastern Schools.  The neighborhood's amenities include a swimming pool, cab...

Homes sales surged in the second half of 2009, with activity picking up initially in July, peaking in October, and running level in November and December, compared to 2008. More than 1,350 Central Indiana homes pended in December, with five of nine Central Indiana counties reporting increases com...

Renting a home or apartment may seem like a good idea at first, but look at some facts about renting versus owning.   Owning gives you lots of freedom! You can play your stereo as loud as you want, paint the walls any color you wish and do the laundry any time. When you own a home there is not an...

On my last post I talked about the 7 reasons to own your own home. I would like to expand on each point in that blog. The first point I've already talked about...the extended $8000 first-time homebuyers tax credit and the $6500 move-up buyer tax credit.   I would like to focus on the second point...

Owning a home is the American dream and there are many reasons why owning your own home is more than a good idea. Here are just seven reasons why, but there are many more. 1. Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, as well as some ...