Stephen Katz Mortgage Blog

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Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation

ARCHIVED BLOG POSTS

2011 

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The difference between the cost of the house and the amount of cash you have to put down is filled by one or more mortgage loans. A mortgage loan differs from other types of loans in that the loan is secured by the property you are buying. In other words, the lender does not have to depend on you...
04/26/2011

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From a home inspector’s point-of-view, my advice is to buy simple and buy smart. Buy what you can afford, not what will make you look good to others. “Keeping up with Jones’s” is not reasonable in real estate. You can no longer expect a fast-rising market to bail you out of a purchasing mistake, ...
04/17/2011

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The three basic factors affecting your ability to afford a home are 1) the price of the home, 2) how much cash will be required, and 3) the monthly mortgage payment on the loan. As you may suspect, the three are tied together so that when one factor changes, so do the other two. Each is limited b...
04/13/2011

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Home buyers come in all shapes and sizes, all with distinct, diverse needs and wants. Homes are definitely not a one size fits all market. Let’s first, we’ll help you find your home needs.How much house do you really need? We will present information and questions. Your answers will help you feel...
04/05/2011

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Location is important enough that you probably should decide on a neighborhood before you even look at a house. Like the house purchase, take some time to think about what is important to you about where you live, find the places you visit frequently – your job, the homes of your friends and rela...
04/01/2011
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