Karen Cox's (karencoxlandmark) Blog

I just received the following information (Thank you Carolyn Jackson, CPA, Salem, OR) in regards to the First Time Home Buyer Tax Credits.  2009 is definitely the year to buy your first home (or a home if you haven't owned one in the last 3 years).   This year the credit will be a true credit and...

I just received the following information (Thank you Carolyn Jackson, CPA, Salem, OR) in regards to the First Time Home Buyer Tax Credits.  2009 is definitely the year to buy your first home (or a home if you haven't owned one in the last 3 years).   This year the credit will be a true credit and...

It has been a few weeks since I have had a moment to post anything. I apologize for that but as the lending industry is still changing on a daily basis, I must keep up.  Lenders are still trying to slow their volume. Some lender are having issues with their credit lines and either reaching their ...

With mortgage rates dropping to record lows, it's no surprise that more and more homeowners are looking to refinance.  But while some borrowers will be able to turn these compelling rates into real savings, not everyone can get in on the action. To better understand the refinancing process, here ...

http://www.katu.com/amnw/segments/38566642.html Here is an interview that one of Landmark Mortgage's owners gave on AM Northwest about Reverse Mortgages.   Curt Lawrence and Bill Tucker have been doing reverse mortgages since 1996.  They are extremely well versed in all aspects of this loan produ...

This morning my alarm went off and as I am lying there trying to decide if I really want to wake up, the morning show crew begins a dialog. Guess what that dialog is about?  You guessed it, one of them is refinancing his house!  Well immediately I am up, (the quickest I have got up out of bed in ...

"The only constant is change."  Who said that?  In my search, I found several people have said similiar quotes. The theme is that change will always happen. Whomever we give credit to,  is absolutely correct, especially in the world of lending.  The last 18 months have seen constant change. Most ...

Wow! What an interesting time in the lending world.  The first two weeks of the year have been incredibly busy.  Rates are approaching their all time lows and yet with the economic data and the Fed's puchasing mortgage backed securities (MBS), rates should even be lower.  There is much discussion...

The purchase of U.S. Treasury bonds was slowed by successful auctions of billions of dollars in government debt last week as the Treasury Department continues to sell bonds to finance its multiple programs. Nevertheless, with bleak economic news making the rounds and less-than-rosy corporate outl...