Jamie Russen's Blog

What Are the Most Important Things on Your Credit Report? If you ask most consumers, their credit reports might as well be written in Greek (unless you’re a Greek speaker, in which case insert your preferred unintelligible language). That makes it tough to understand not only what’s on your cred...

Build Your Finances before Buying Real Estate Real estate – it’s one of the few things in this world that’s always worth something. Even during the midst of the Great Recession when home prices plummeted, land wasn’t devalued completely. If the dollar were to crash overnight, real estate would s...

Tips for Buying Homeowners Insurance Your home and the possessions it contains form the core of your asset worth. Your home is the most important asset you have, as well as the single largest expense in your life. It makes sense to protect that asset, and most of us do that with homeowners insur...

    Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as "the American dream." Why is it so special? Among ...

How to Repair Bad Credit  In past years, before the modern-day sophistication in credit reporting methods – including credit scores, indicators and debt management models – the very basic and simple thing that had to be understood and acknowledged about any bad credit profile is how it originate...

Obstacles Faced by First Time Home Buyers For most people, buying a home means that they must also apply for a mortgage loan and meet certain qualifying requirements in order to be approved for that loan. Folks who had previously bought a home and in many ways know what the process entails can b...

Which Type of Home Mortgage Is Right for Me? Buying a home requires financing – there’s really no way around that unless you’re one of the nation’s financial elite. For the rest of us, it means applying for a home loan – a mortgage. However, there are multiple types of mortgage on the market, an...

Most people understand that their credit score can affect their future chances for credit, but many people do not know that their credit score and credit records are also used by auto insurance and home insurance companies as one way to determine rates. Most states allow home and auto insurance ...

Tips about getting online Homeowners Insurance Quotes  The information that you receive when shopping for insurance online is only as good as the information that you input when you make your request. The homeowner insurance quote is relatively easy if you have the basic information needed to gi...

The Most Common Questions that First Time Home Buyers will have Because the process of buying a home for the first time can be an extremely complicated process, all potential new home owners will have a variety of different questions that they will need answers to.  Here is a list of the most fr...