Jose's Blog

Mortgage and Lending - Opes Advisors, INC.
Freedom is essential to the American way of life. Today we celebrate those who dared to declare our independence and ensure our right to pursue happiness and the American dream. Have a happy and safe Independence Day!!
Seek Pre-ApprovalWhat's the difference between pre-qualification and pre-approval?Pre-qualification is the starting point in your search for mortgage financing. A quick snapshot is taken which includes income, existing debt, savings, length of employment, etc. All of these factors will then be an...
Hope you have had a successful week. Here is a great qoute to ponder. "When's the last time somebody said "WOW!" to you about something you did for them, or someone else? Have you ever had "WOW!" done unto you? If you have, you'll never forget it. "-From Jeffrey Gitomer's best-selling book The Li...
The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have their identities stolen each year. This means that an identity is stolen every 3 seconds, costing the average victim nearly $4,000 and nearly 175 hours to straighten out their problems and their credit. How can ...
Federal Housing Administration (FHA) loans have become an extremely popular choice recently for Americans looking to buy a new home, or refinance an existing home. In fact, according to the FHA, the total volume of FHA loans has reportedly tripled in the last year alone - but why?In recent years,...
On May 24th of 2006 President George W. Bush said the following: "I, George W. Bush, President of the United State of America, by virtue of the authority vested in me by the Constitution of the United States of America, do hereby proclaim June 2006 as National Homeownership Month. I call upon the...
Buyers v.s Browsers Type A: A tendency towards tenseness, impatience, and aggressiveness. Type B: A tendency towards a relaxed manner, patience, and friendliness. Both of these personality types have their merits, and both tendencies exist in all of us to some degree. But when it comes to homebuy...
While it might be tempting to borrow whatever amount of money your lender is willing to give you, it's important to think carefully about how much you'll actually need to borrow in order to purchase a new home. From the down payment to taxes to insurance and interest rates, there are many factors...
As your Memorial Day weekend comes to an end, lets take a moment to remember our heroes. May we never forget their strength, courage, and profound willingness to stand up and defend our way of life. We honor the great sacrifices made for the dreams of every American. I hope this important holida...
A great song that gets a friday going for me before a weekend is "It's Finally Friday" by George Jones. If you have not heard if before, don't worry i've got you covered.   So what's my Wild weekend look like. Well, I am going to Ft. Lewis Washington to see my girlfriend and go hang out in Seattl...

Jose Delgado

smartphone(541) 968-5648
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