Jose's Blog

Seek Pre-ApprovalWhat's the difference between pre-qualification and pre-approval?Pre-qualification is the starting point in your search for mortgage financing. A quick snapshot is taken which includes income, existing debt, savings, length of employment, etc. All of these factors will then be an...

Hope you have had a successful week. Here is a great qoute to ponder. "When's the last time somebody said "WOW!" to you about something you did for them, or someone else? Have you ever had "WOW!" done unto you? If you have, you'll never forget it. "-From Jeffrey Gitomer's best-selling book The Li...

The Federal Trade Commission (FTC) estimates that as many as 9 million Americans have their identities stolen each year. This means that an identity is stolen every 3 seconds, costing the average victim nearly $4,000 and nearly 175 hours to straighten out their problems and their credit. How can ...

I hope that you had a good Friday. This was sent to me and I couldn't resist to share. It gave me a chuckle for the day and I hope I can do the same to others. :) Have a great weekend!!   These are two guys that should not sit together.   Thanks for visiting. Jose,

I hope that you had a good Friday. This was sent to me and I couldn't resist to share. It gave me a chuckle for the day and I hope I can do the same to others. :) Have a great weekend!!   These are two guys that should not sit together.     Thanks for visiting. Jose,

Federal Housing Administration (FHA) loans have become an extremely popular choice recently for Americans looking to buy a new home, or refinance an existing home. In fact, according to the FHA, the total volume of FHA loans has reportedly tripled in the last year alone - but why?In recent years,...

On May 24th of 2006 President George W. Bush said the following: "I, George W. Bush, President of the United State of America, by virtue of the authority vested in me by the Constitution of the United States of America, do hereby proclaim June 2006 as National Homeownership Month. I call upon the...