Thinking Outside the Mortgage Marketing Box

A couple of years ago I started to look at all of the questions we have to answer a repetetive basis to clients. Many times we explain the same this over and over again. Do you feel like a robot at times? At that time I started to write down the questions and write answers to them. This way I can...

I had recently had a funny experience with a real estate office that I had not been particularly successful with. They were friendly and polite but I was never really able to hit it off with anyone in the office.You know the story...it happens to all of us at one time or another.I was walking my ...

Thank you for the many comments on my buy-down post. Maybe I should mix up the meanings slightly everytime since this spurred many comments. I really appreciated everyone's insight.I spoke to one of the real estate agents that send me business and we discussed a strategy to use the seller concess...

Thank you for the many comments on the buy down. Being a money geek is okay. The more I read the responses the more qualified I think I 'll become to be one.Judging by the responses I do not think I was clear enough. I meant the term buy down not in the traditional sense of the 2-1 buy down. I me...

We talked previously about using a seller concession to pay for closing costs. It is a great way to save money or to find money to complete a transaction. There is another thing you can use this concession for. You can buy down the interest rate.How does this work? Remember in the earlier post on...

Now that the market has shifted from a strong sellers market to a buyers market, (shhh... some of the sellers don't know this yet) there are different ways that a buyer can take advantage of this.Watching the Multiple Listing Service and listening to Realtors I am hearing that homes are on the ma...

At the time that you make on offer on a new home, many questions may still be unanswered. You may like all of the features of the home, the price, location etc... but a few unanswered questions need to be answered before each side is 100% certain that the deal can move forward.  Home buying conti...

Last time we hit the first part of this important topic. Remember, you have a lot going on while you are buying a home. You need to be aware that things you do financially during the time you're applying for a mortgage can impact the processing and approval of the loan. Before you do anything you...

10 Things You shouldn't Do When You're Buying a Home (Part 1) Buying a home or a piece of property can be a very stressful period of time. Some problems will arise since you are taking your time to investigate the property you are purchasing. Some problems we bring upon ourselves. Nothing is a su...

You just got off the phone with the lender that your real estate agent asked you to call. They said you were pre-qualified to purchase a home for $350,000. You were on the phone with them for less than ten minutes. Are you really approved? Can you really afford the home? Are you sure you know wha...