RE/MAX Gold/ John J. Hayes

Folsom El Dorado Hills CA – Many people think a hardship is mainly based on financial matters and that is not necessarily the case. Anything that makes it difficult for you to keep on making a mortgage payment might qualify to be a hardship. One thing that the bank doesn’t want to see is a homeo...

Folsom-El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Dan. Here was his question. “My property is in rough shape and needs work. Can I still do a Short Sale? Dan.” Click here to discover how other sellers successfully did a short sale and avoided foreclosur...

As agents we like to see the months of inventory at about 3-4 months worth of inventory in El Dorado Hills. When inventory drops buyers will be up ageist multiple offers on most homes do to supply and demand. You can expect between 3-5 offers per homes that are in OK condition. With this said thi...

Folsom,El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from Paul. Here is Paul's Question. "I am thinking about a short sale, but I am behind on my property taxes. Will I still have to pay them if I short sale my home? Max." Here is the answer to Paul's Question:...

Folsom-El Dorado Hills CA – If you are selling your home, then ask the buyer to write a letter about why they want to purchase the home. If you are a buyer, then write that letter. The listing agent will submit that letter along with the short sale paperwork. With a little luck that letter will ...

El Dorado Hills CA – We often get asked if a short sale is even worth the effort. “Do I need to have my short sale “Approved” by my lender before I put my home on the market?” one seller asked us. “When I called my lender they wouldn’t talk to me about my short sale. I am concerned that they mig...

Folsom El Dorado Hills CA – I read an interesting book. The author talked about persistence and how it helps you be successful. He told a story about phoning a call center. The first person he talked to told him that he couldn't buy something in bulk for a certain price. Rather than argue with he...

Folsom El Dorado Hills CA – What can you do if you are facing a foreclosure? One of the scariest and worse case scenarios for a homeowner is getting so far behind in your payments that foreclosure is leering around the corner. You feel as though you have let everyone, yourself included, down. Yo...

El Dorado Hills CA – The Stop Foreclosure Insitute recently received a question from Denzel. Here was his question. “I purchased my home in 2007 for 365,000 and put 18,000 down. Today I owe approximately 340000. The mortgage is with Wells Fargo. No Second. The same size home is being sold by the...

Folsom El Dorado Hills CA – In our last post, we ranted about how the bankers do a lousy, incompetent job on short sale and loan modification negotiations. Here is how you can avoid suffering under their incompetence. The key is to hold your bank accountable. Here's how to do that. Click here to ...