RE/MAX Gold/ John J. Hayes

Would Dave Ramsey Love A Sacramento Short Sale? Sacramento CA – You might have heard of Dave Ramsey. He has a popular radio program where he talks explains the benefits of getting out of debt. Dave is a zealot for the debt free life. "You don't need to see the inside of a restaurant unless you ar...

Will I Still Have To Pay Property Taxes If I Do A Sacramento Short Sale? Sacramento CA – The Stop Foreclosure Institute recently received a question from Paul. Here is Paul's Question. "I am thinking about a short sale, but I am behind on my property taxes. Will I still have to pay them if I shor...

Sacramento Short Sales: How To Convince A Lender To Waive A Promissory Note Sacramento CA – Some lenders are very stubborn about collecting what they feel they are “rightfully owed.” These lenders are usually a lender that you originally got the loan from. A good example is a credit union loan, o...

The Nuclear Option for Sacramento Short Sales Sacramento CA – The nuclear option is what you do when your lender demands a promissory note or they will not approve the short sale. A promissory note is not the end of the world. It will take a lot of work on their end to collect from you. If the le...

Seven Ways You Benefit From A Sacramento Short Sale Sacramento CA – A home owner thinking of a short sale recently asked us why they should short sale versus just walking away and letting their lender foreclose on the home. We gave them the normal answer: “It’s much better for your credit.” That ...

Another tip to improve the odds of your short sale offer being approved Sacramento CA – If you are selling your home, then ask the buyer to write a letter about why they want to purchase the home. If you are a buyer, then write that letter. Discover how other sellers successfully did a short sale...

Photo Tour: http://www.johnhayesrealestate.com.z57preview.com/listings/A53B2501-AD8B-F1CA-E7DC67F5CCB5A403.shtml 6308 Glenhills Way SACRAMENTO, CA Newly Remodeled Home in Sacramento. This 1591 sqft, 4bed,2 bath house has everything for that first time home buyer or investor! New Carpet..New Paint...

US Bankruptcies just reached a 5 year high Sacramento CA – According to data from the National Bankruptcy Research Center, US bankruptcies have reached a 5 year high. The last record was set in 2005. That record was set because bankruptcy laws were being tightened up and people wanted to file bef...

Sacramento Short Sales: Why Should I Short Sale? It Costs You Nothing Sacramento CA – This is a continuation of a former article about short sales. We often get asked if a short sale is even worth the effort. “Why don’t I just let the bank have the property”, sellers tell us. “I don’t ever think ...

Sacramento Short Sales: Why Should I Pay Double For My Home? Sacramento CA – The Stop Foreclosure Institute recently received a question from Luis. Here is Luis's Question. "I am working on a loan modification on my home. I just don’t want to be upside down and want a fair interest rate. Why shou...