Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Cambria Mortgage - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
Coping with home buyer heartbreakMinneapolis, MN: If you’re out and about in today’s housing market, when we reference “home buying heartbreak” you likely know exactly what we are talking about. Navigating today’s housing market is anything but a honeymoon. Buyers are seeing multiple offers to co...
Minneapolis, MN: Figuring out which mortgage program is best for you can feel very overwhelming. Below we provide a list of some of the most common mortgage loan programs available in today's market.We suggest rather that trying to figure out which program is best on your own, that you simply com...
Minneapolis / St Paul, MN: Mortgage interest rates have always been a roller-coaster ride. Ups and downs, and twists and turns.With the pandemic induced interest rate lows of 2020 and 2021 now a thing of the past, the return to a more normal interest rate patterns has many people freaked out.This...
Do you know what to look for when choosing a mortgage lender?You have most likely noticed ads for mortgage companies on the radio, TV and even at the gas pump. There are surely enough options to choose from, but how do you know if a lender is right for you? I've put together a few tips on what to...
Buying a home doesn't need to be complicated!Minneapolis, MN: When you're preparing to buy a home, especially for first time home buyers, it's really important to know what actions can make or break your transaction.Buying a home doesn't need to be complicated, but it's important to be informed a...
Minneapolis, MN:  It is no secret that buying a house in today's market can be a challenge with the low inventory of homes for sale, and having to make multiple offers before successfully buying a home.Falling in love with a home, and then having your offer rejected is no fun, and if you've been ...
How to Pick the Best Mortgage LenderMinneapolis, MN: How to pick the best mortgage company is a very common question.  So how do you?  Below find some tips and thoughts to help point you in the right direction, and how to avoid some mortgage lender picking mistakes.Loan ProgramsFor most people wi...
Cash Out Refinance is King in 2022Nothing lasts forever… Including tremendously low interest rates. Even if it is just slightly, interest rates in 2022  are expected to rise. Over the past few years though, home values have appreciated at an incredible pace. For the refinance sector, these factor...
Minneapolis, MN: Real Estate Agents are more likely to be credited as local neighborhood experts, while a mortgage Loan Officer is not, and the lender at the 1-800 phone number is OK to use.In fact, it is almost always never in your best interest to use a lender who isn't relatively local.Just li...
The Federal Housing Finance Agency (FHFA), who oversee both Fannie Mae ™ and Freddie Mac ™ has officially announced the new conforming mortgage loan limits for 2022. Homebuyers will now be able to get a conventional mortgage to purchase a one-unit home for up to $647,200 in the states we lend of ...

Joe Metzler

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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.