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Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use



I constantly receive requests for a No Cost loan. Sadly there is no such thing. All loans have closing costs associated with putting the loan together. Just like you, participants in the mortgage loan process don't work for free. The Appraiser, Title Officer, Title Insurance, County Recording Fee...
Homeownership Is Possible With Minnesota Housing Finance Agencies First Time Home Buyer Mortgage Programs Benefits of MHFA Mortgage Loans Below-market interest rates Interest-free loans to help for with down payment and closing costs (up to $8500) Minnesota Housing Mortgage Loan Program Eligibili...
Can you qualify for a home mortgage loan with bad credit? What’s Your Credit Score? Lenders rely heavily on credit scores as a major determining factor for getting a home mortgage loan. I hate to be so blunt, but lenders DO NOT give home loans to those with bad credit anymore. If you are denied ...
What's the estimated value of your home? Many homeowners are curious about the appraised value of their home. An actual appraisal is expensive, and county tax records do NOT always reflect true market value. As you may be aware, home values are constantly fluctuating, and with the decline in aver...
HARP 2 - Not ready until March 15th, 2012 Minneapolis, MN: There is a lot of consumers interested in a HARP refinance in MN and WI. The Home Affordable Refinance program allows home owners who have lost value to still refinance their homes are today's low HARP  refinance rates.  HARP has been ava...
All home mortgage interest rates are about to go up due to new hidden tax congress buried into all new mortgage loans. As part of the deal to extend a temporary reduction in payroll taxes, Congress last month approved a permanent increase in the fees borrowers pay on mortgages backed by Fannie Ma...
ST PAUL, MN: As the new year begins, there are no shortage of so called “experts” telling us what to expect for mortgage interest rates in 2012.  Mortgage interest rates closed out 2011 at some of the the lowest rates of all time. Some expect those interest rate trends to continue through the fir...

Joe Metzler

Sr Loan Officer
smartphone(651) 705-6261
local_phone(651) 552-3681
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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.