Licensed Mortgage Banker

I MARKET YOU AND IT COSTS YOU NOTHING!R E C A M P  is a program that helps grow you business and keeps your buyer's for life.Find out what some of the "Top Producers" already know about my free marketing program. Does your "in-house lender" offer RECAMP? If not, don't you think you should ask Why...

The beginning of the week it was announced that the House & The Senate were trying to come up with a "Better FHA Loan" Some of you were concerned that this would be another "Sub-Prime" problem in the future. As a Mortgage Banker for over 35 years I must tell you that nothing is farther from the t...

It looks like the House and The Senate are trying to come up with a better FHA Loan. As Of December 12,2007 here is where we are:DOWN PAYMENT:                         Senate$ 1.5 %              House 1.5 %Max.Mortgage Amount:                Senate: $417,000.         House: $729,000.Seller Assista...

WHEN WAS THE LAST TIME YOU CALLED YOUR SELLER TO LOWER THE RATE?Yes, lower the rate. With all the inventory out there, you as the Realtor must make your listing stand out. Many times  you tell the seller, that the only way to get more showings is to lower the sale price. Asking a seller to lower ...

Something very interesting happen to me this week. I had 3 deals from 3 different parts of the Northeast. Considering that deals have been slow in coming, this would have made for a fair week so far, but the real story is all 3 were from Financial Planners. All have been in the business many year...

December 11, 2007Today the Fed. cut rates again. This will bring the Prime rate to 7.25 % and the Fed. Funds to 4.25%. The chart above shows you how mortgage rates will be affected. As you can see, when rates were in the 5.75 % range, the Fed Funds were around 1.25 %. As you can see, the mortgage...

It looks like  Senator Dodd is finally going to do something about the mortgage problem. He wants to introduce a bill that would require mortgage lenders to make loans only that are beneficial to borrowers and that they are able to repay. Failure to do that could result in lawsuits against Wall S...

                              A NATION-WIDE LENDER !THIS HAS TO BE THE BEST LOAN I HAVE SEEN IN MY 35 YEARS AS A LICENSED MORTGAGE BANKER! THE HOME QUICK LOANMAX. LOAN AMOUNT $417,000.NO INCOME CHECKNO ASSET CHECK5 % DOWN (PRIMARY PURCHASE)10 % DOWN (VACATION / SECOND HOME )SELF-EMPLOYEDW-2 APPLI...