Joan's Blog

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Real Estate Broker/Owner - Rogliano Real Estate Group
The information contained in each post has been written to assist all consumers and realtors with the many aspects of a real estate transaction. Joan particularly wants to support individuals moving through the transitions of divorce and widowhood in terms of their financial, emotional and real estate goals.
RECENT BLOG POSTS
Do you ever get the question from home sellers, “Is this deductible?” While as a Realtor it’s wise to never offer tax advice, you can pass along these ten tips from the IRS for home sellers. You can also refer your clients directly to the IRS website http://www.irs.gov/newsroom/article/0,,id=243...
08/16/2011
Practicing Safe Real Estate With Apps In a strange house with a client you don’t really know and feeling a little threatened? Our business offers more challenges than I can remember in 25 years, and safety has risen on the list. Never before would I lock the door after entering a home with a buye...
07/21/2011
As a Realtor of 25 years,  my niche market is working with couples who are divorcing. Yes, it is challenging but extremely rewarding. Each transaction provides new information that I can share with my next client, and today we experienced a new challenge. In this transaction both parties are on t...
06/14/2011
Top Ten Underwriting Issues. Mortgage loans today require more documentation than they did even a year ago. If a customer purchased a home 2 or more years ago, the loan experience is going to be much different. The documentation requirements are ever changing and many things that loan originators...
05/19/2011
  Divorce is a word that seems to make people uncomfortable. I’ve seen a physical response to the word from Realtors when I mention that this is the main source of my practice. It happened quite by accident really. Having been in the business for 25 years, many of my clients were divorcing, and n...
03/31/2011
Is the title company you use insured for theft? If not, your clients could find themselves in the following very serious dilemma. Following a refinance, it was assumed the old mortgage would be paid off. It wasn't. The title company that handled the closing experienced an electronic raid on their...
02/01/2011
FHA  Qualification Guidelines For Divorcing Clients   Have you ever had a divorced client who couldn't qualify because they didn't know they were still on the mortgage of the marital home? This happens all too frequently- a person is quit claimed off the deed, but mistakenly left on the loan.   H...
01/20/2011
Do You Know About Resale or Recovery Fees?   Imagine you're at the closing with your sellers who also bought the home through you 5 years ago. On the Settlement Statement is a one per cent fee debited to them and paid to the developer they bought the house from 5 years ago. Oops, they are not hap...
10/27/2010
  Surprisingly, People Will Offer   When word got out we were establishing a new foundation, Wildflower Women's Foundation, the response amazed us. People wanted to help, and we've been "drinking out of a fire hose" with so many stepping forward to assist in anyway they can. We even had someone d...
09/22/2010
Interest rates are dropping across the board on all fixed loan structures for residential mortgages. Here are some things to consider:- A non-Jumbo loan structure, fixed for 7 years with an interest rate of 3.50%- Nothing fancy, no pre-payment penalties, amortized over 30 years, standard old Fan...
07/15/2010
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Joan Rogliano

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A real estate agent for 25 years, Joan is a CRS,GRI,CLHMS, and Certified Real Estate Divorce Specialist.