Jerry Wright's (jerrywright) Blog

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Mortgage and Lending - Absolute Mortgage
RECENT BLOG POSTS
FHA has announced that beginning with case number (application) assignments on or after Oct. 4. FHA monthly mortgage insurance premiums will rise to .90 basis points. This change also includes a decrease in the upfront financed mortgage insurance premium to 100 basis points down from 2.25 basis p...
10/05/2010
Let's break it down into four important aspects: (1) When would it happen? (2) How much money would it involve? (3) Why is this being contemplated? (4) And what does it mean to home loan rates? First, as stated above, whether QE2 happens will be dependent upon the upcoming data releases. Many exp...
10/04/2010
Google is constantly coming up with innovative ways to provide us with quick and easy access to the information we need. In addition to hosting the biggest search engine in the world, GoogleTM also offers a great desktop search bar, a mapping program with detailed driving directions, and even a p...
10/01/2010
Effective October 4th the monthly MI for FHA will be almost doubling.  It is currently at .55% and will go up to .90%.  So on a sales price of $200,000 this would move the payment up $56 per month.  So your clients may not qualify for the amount they are currently shopping for.  I thought you wou...
09/30/2010
Secret of Great Relationships        BrianTracy once noted that, "80% of life's satisfaction comes from meaningful relationships."  If you would like to have better relationships with your spouse, children, co-workers, and clientele, we encourage you to read on, and to adopt the 100/0 Principle. ...
09/29/2010
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Going hand and hand with an effective household budget is saving money on those things that you truly need. To start saving, take an inventory of your needs to see where you can shave the dollars. Begin with the biggest items first, where the most potential for savings is, and move down the scale...
09/28/2010
Buying your first home can be an exciting, yet often overwhelming, experience. These 10 tips will help you navigate the process. 1. Clean up your credit. If you have poor credit, you are a bigger risk in the eyes of lenders. You'll pay the price in the form of higher interest rates. Higher rates ...
09/27/2010
It's important to note that raising your FICO credit score is a bit like losing weight: It takes time and there is no quick fix. In fact, quick-fix efforts can backfire. The best advice is to manage credit responsibly over time. See how much money you can save by just following these tips and rai...
09/22/2010
When shopping for a home, take your time. Be patient. Weigh the pros and cons of each place. If you like something, don't make any rash decisions. Stew on it a couple of months. Ask yourself: How often will you visit and how much time will you spend there? Is it worth the money? What will the pri...
09/21/2010
Buying your first property can be a very daunting prospect; that's why I've compiled a list of hints and tips to help you through! Buying a new property can be a stressful event, but by following a few simple rules, you can alleviate a considerable amount of worry...  Know why you're considering ...
09/20/2010
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Jerry Wright

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