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2010
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Benjamin Franklin once said, "In this world nothing can be said to be certain, except death and taxes." More than 200 years later, this certainly holds true. And while being a homeowner won't add years to your life, the modern tax code has a number of benefits certain to make your tax bill lower....
07/14/2010
Annual income aside, there's not a person among us who wouldn't welcome the idea of having more money in their savings account. This is the money we use on everything from yearly vacations to family presents. Come holiday time, wouldn't it be nice to have an extra thousand or so dollars at your d...
07/13/2010
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Credit card companies are great at marketing their latest features, but before you sign on the dotted line, read the fine-print carefully and look for some of the following fine-print pitfalls: Cash Advances - The convenience of getting cash is very expensive when it comes to some credit cards. M...
07/12/2010
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The economic realities of the past few years have taught people some valuable lessons. One of which is: It's not what you make, it's what you keep, that counts. If you discovered that someone was stealing from you, how quickly would you act to stop them from doing it again? Would you act today, ...
07/09/2010
Lenders get very cautious when your life circumstances change during the period between applying for a mortgage and closing on it. Here are some rules that you should follow during those critical weeks: Rule 1: Do not change employers, become self-employed or quit your job Rule 2: Do not take on ...
07/08/2010
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When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay...
07/07/2010
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Credit Reports: When One May Not Be Enough Fannie Mae has instructed lenders that they should adopt a new policy that could involve a second review of an applicant's credit report just prior to closing. When reviewing defaulted loan files, they have determined that the credit profile of a borrow...
07/06/2010
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Creating and maintaining a savings account requires patience and discipline. For those of us struggling with this important mindset, here are four strategies that might make it a bit easier. Employ Your Employer - If you're lucky enough to have an employer retirement plan, take advantage and sign...
07/02/2010
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First-time homebuyers will have until Sept. 30 to close on their purchases and land an $8,000 tax credit under a bill passed by the Senate late Wednesday. President Obama is expected to sign the bill, which was overwhelmingly approved by the House on Tuesday. The deadline had been June 30. The bi...
07/01/2010
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Jerry Wright
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