RECENT BLOG POSTS
Is your mortgage with GMAC? AMHMSI, Wachovia, Aurora Home Loans?? Litton Loans, I have successfully worked with all of these lenders. Two modification approvals in the past two weeks!! Under certain situations you may be able to get a Principal Reduction. The Principal Reduction Alternative ...
02/21/2010
Do you owe more than your home is worth? Facing a financial hardship? Worried that your only option is a Short Sale? I am a realtor and I work dilligently for homeowners to STAY in their home if it makes sense for them. I have a One Stop Shop with solutions for the Home Owner who is facing a fina...
02/21/2010
You may think you have a Macys card, or a Bank of America card but, how do you know this collecor has the right to call you??? When a collector gets a debt it is either bought or assigned. Either way they dont own it. You need to make them prove that they have the right to collect from you. Yo...
02/06/2010
Some areas have been affected far more than others. Just when we think the job market is getting better, we hear more people are becoming unemployed. If your home is underwater by more than 20%, I may be able to help. I have successfully settled underwater 2nd loans for cents on the doller....
02/06/2010
In this economy more and more people are facing a financial hardship. We are working harder and making less money. There are important things to put into action if you believe you may be facing a financial hardship. 1) Make a note of what is Priority Debt and What is not. Priority debt is of c...
01/23/2010
I know that several attorneys in CA got into a lot of trouble with the bar and will face loosing their license and possibly paying back their victims I dont know how those attorneys work but I just saw a post where they were willing to hire someone as an agent making $1,000 up front plus 1.5% com...
01/08/2010
I work for an attorney and I am educated in Loan Mods. I am aware of Recinding loans and the requirements. I do know it is expensive to do and that is can be done on a refinance that is less than 3 years old that has predatory markers in it. Be careful of fast talking attorneys who dont give fac...
01/06/2010
Hi All.. This is a very difficult economy for everyone. However, to take advantage of someone intentionally really bothers me. I have answered at least 4 or 5 blogs where a renter has moved in, and within a very short period of time the home has went into foreclosure. That means the owner knew...
01/06/2010
Are you a Home owner facing a financial hardship. Have you been looking for help and not sure what to do. You will have more options if you remain current on your mortgage. Well meaning friends may tell you to stop paying but if they are not in the industry, even if they are in the industry t...
12/19/2009
Loan Modifications for Home Owners in Financial Hardship - Debt Settlement. With almost one in four Home Owners in financial crisis, it is important to know that Loan Modifications are a viable option. For some the process takes quite a while. I just finished our Loan Modification and we...
12/16/2009
Real Estate Resources
Help for Home Owners who are facing a financial hardship.
I work for a Law firm / Broker and we help with Loan Modifications.
Qualified Written Request - Verifying the Debt, disputing the debt, owner of the debt.
New Program for Principal Reduction for Under water homes.
Streamlined Refi for FHA Loans - (You must be current, must have an FHA loan).
New program for owners who are current, but no FHA loan, under water, may be able to get principal reduciton with Lender Participation. You have to have no lates for 12 months.