Help For Home Owners what to do If your facing Foreclosure

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Real Estate Agent - Volo Law & Legal Realty
RECENT BLOG POSTS
Do you owe more than your home is worth? Facing a financial hardship?  Has your lender given you a Notice of Default?   Example: First loan Balance $700,000   2nd Loan balance $75,000  Homes  Current Market Value $500,000.  2nd loan payment $512  30 years at 7.25%. approximately Second loan is co...
07/17/2010
You May Have Heard The Commercials On The Radio?   You DESERVE  The Relief!!  (Honestly)     Or, They will say, Its a new Federal Law that we can Charge Off Debt 100% Via Bankruptcy.  Do they Think We were Born Yesterday??? Anyway,  A lot of people are feeling a very tight financial squeeze.  Fro...
06/03/2010
For home owners who are facing a financial hardship we have more than one option to help with your hardship and potentially keep you in your home. Depending on your lender and your qualifications I offer the following tools to help you: 1: Loan Modification  Depending on your financial situation,...
03/24/2010
Do you have a Negative Amortization loan that is ready to re-set? Do you owe more than your home is worth? Are you delinquent on your Mortgage or Credit Cards? Short Sale is not your only option. Depending on a few items, Your lender                                        Hardship                ...
03/20/2010
Have you thought of hiring a Credit Repair company?  I offer that as a free service to clients who have INCORRECT OR INACURRATE informaiton on their credit report. In the last few days I have heard of CREDIT REPAIR companies charging up front, (up to $600 or more)!!.  Before you do that look at t...
03/19/2010
For some home owners it is a very stressfull time. Some  have faced a large reduction in income but our bills are still the same. If you have a negative amortization loan, that can be even more devastating. Information out there can be very confusing and some times it is just wrong. I have heard ...
03/19/2010
Tips on getting a Loan Modification approved: This is not Legal Advice.   If your working on a Loan Modificaiton these are the biggest isses that happen with applications causing delays:   Ill give 3 tips:   1)  Please, make sure and sign and date page two of your taxes. This delays the process i...
03/16/2010
Are you trying to restructure your loan? Are you making less money now then when your purchased? Is your home underwater?  There is a lot of mixed reviews, I can only speak of my experience. LENDERS WANT TO HELP, IF IT MAKES SENSE. Currently there are lots of programs to help. If your home is und...
02/24/2010
Are you trying to restructure your loan? Are you making less money now then when your purchased? Is your home underwater?  There is a lot of mixed reviews, I can only speak of my experience. LENDERS WANT TO HELP, IF IT MAKES SENSE. Currently there are lots of programs to help. If your home is und...
02/24/2010
 If this economy has caused a financial hardship you have alternatives to bankruptcy and foreclosure. If your getting calls from debt collectors you do have options. We are fortunate to have laws that protect us from Harrasing Debt Collection. A collector can not talk to a third party about your ...
02/21/2010
Rainer
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JoAnna Jensen

local_phone(925) 699-5041
smartphone(925) 699-5041
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Help for Home Owners who are facing a financial hardship. I work for a Law firm / Broker and we help with Loan Modifications. Qualified Written Request - Verifying the Debt, disputing the debt, owner of the debt. New Program for Principal Reduction for Under water homes. Streamlined Refi for FHA Loans - (You must be current, must have an FHA loan). New program for owners who are current, but no FHA loan, under water, may be able to get principal reduciton with Lender Participation. You have to have no lates for 12 months.