Jeff Tumbarello's (jefftumbarello) Blog

Congratulations for this BOOM market (for Buyers). Most forget a "market" consists of swings in both directions, each side having its day in the sun. The slow moves at each end are tough for all to analyze, but once momentum begins, EVERYBODY can see what should happen next. The odd event in this...

     http://www.inman.com/Member/specialreports/0905YaV07/story.aspx?ID=64461 lJeff Tumbarello, a loan originator for Union Savings Bank in Columbus, Ohio, said the bank's business model has "survived the crisis because we do common sense loans. There's always a margin of safety. We're not very a...

Applying Economic Date to Interest Rate Volatility     Bull Dollar has fall to record lows - US exports increase & imports decrease Fundamental for the dollar remain poor because the Fed's the only major central bank that's likely to cut interest rates Fallen 7% since early January 2007 Interest ...

PresentingThe 5 Simple Truths every Real Estate Investor Should KnowWhat will we cover?1.       Are you an Investor or Speculator?2.       The Two Times You should not speculate3.       Which makes Real estate more expensive?4.       Which causes Real Estate to be Cheaper?5.       The Future of e...

Lookin' rougher by the day: http://ml-implode.com/ CFW's doing what should be done, too many folks working far too few deals. It should drive up/support the stock at some price, but "executives" these days can take a windfall and create a crater in pretty short order. The problem with publicly-he...

the housing crunch has bitten beazer now I thought this was a great quote ""Investing without critical and promised material information is investing in the dark." "Beazer's Default Dilemma Ruthie Ackerman, 09.07.07 To default or not to default -- that is the question. Beazer Homes USA announced ...

 Jeff Tumbarello, Loan Officer614 339 1256 Direct Line SUBJECT:   The FHASecure Initiative and Guidance on Appraisal Practices in            Declining Markets  The Federal Housing Administration is pleased to announce an initiative that will enablehomeowners to refinance various types of adjustab...

Applying Economic Data to Interest Rate Volatility   Bull Treasury melting down with commercial paper debacle   Fed has another bigger reason to cut rates - save the commercial market place   Bear  Bear Stearns & Lehman 10yr bonds trade at discount level to Colombia Explosion in credit spreads on...

Applying Economic Data to Interest Rate Volatility   Bull ABN Amro Asset Management's ($288B worldwide) Francois Moute, one of Europe's best investors in US stocks, has slashed his US asset allocation from 85% to 60%; the lowest he's allowed. 25% or $85.7M of his $343M US Opportunities fund now b...

Applying Economic Data to Interest Rate Volatility   Bull Rates ain't going no where..."The combination of softness in the housing sector, contractions in credit, increased uncertainty & volatility, and losses in wealth make the chances significantly greater now," per former Treasury Secretary La...