Jeff's Blog

  Today's market is challenging, which means we may need to make some changes in the way we do busines. I have followed the same business plan for many years, but it became obvious that I needed to tweak it, so, I met with one of my good friends, a rockstar lender here in Phoenix, to discuss some...

I am writing this quick blog to plug a service that I have used recently.  The company is called Junk Eviction.  They say that what they do is help people evict the junk from their home or business. So, I started thinking about this service, and I realized that people tend to cart a boat laod of ...

 History has a way of repeating itself.  On Tuesday afternoon when Mortgage Bonds were trading 53bp higher, our alert to float also discussed what happened back on September 18th, the last time the Fed surprisingly cut rates by .50%.  On the day of the cut, Mortgage Bonds had traded nicely higher...

  View Video "Fed cut Rate by .75%"-- Click on the film strip or text link above and turn up your volume to view your video email from Jeff Pickering.In a surprise move this morning - The Fed cut the Fed Funds Rate by .75%, lowering it to 3.50%.  The Fed decided to hold a special meeting last nig...

 When you have a 'I Hate My Job' day try this: On your way home from work, stop at your pharmacy and go to the thermometer section and purchase a rectal thermometer made by Johnson & JohnsonBe very sure you get this brand. When you get home, lock your doors, draw the curtains and disconnect the p...

    STEP 1:  Include attached graphic in loan application package at the back after all the   disclosure documents. Turn page over and stop, make sure you have their     attention. (I can fax this if needed) STEP 2:  Explain function of Reticular Activator. The more specific the details the bette...