Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



    Have you heard about the Active Rain Press Release Challenge? Extra! Extra! Read All About It! If you haven't, read about it. It was some work, but it will help me in the near future when I do some press releases for my company and for myself. Especially since this was my very first press rel...
  As many of you know, Google has made some changes just recently in the way things are searched and what can show up in your searches. At first when reviewing some of these changes, one might panic. I'll explain that in a few minutes. The bottom line is that on one side, you will need to be more...
  What is a non-arms length transaction? When it comes to real estate transactions, most are actually arms length transactions.  An arms length transaction in real estate is when you have both a seller and buyer who have no relationship to each other and who act independently of each other. Beca...
  Shopping for mortgages can be frustrating. Especially when comparing mortgages that don’t fall into the same box. Example : Comparing FHA loans to USDA loans are not in the same box per se.  Adjustable rate mortgages would be considered in the same box. And with so many questions unanswered, e...
    I just love hanging around my nieces and nephews and am very lucky that I live pretty close. My sister and brother-in-law have 6 kids, 3 girls and 3 boys. 3 of the kids are adopted... and just a wonderful family. I went through some of the pictures that I had and decided to put together a lit...
  Have you been reading many posts that tell us that it’s a great time to buy now? Reasons cited are low interest rates, low home values, tax buyer’s credit (in the past), because there will be mortgage changes coming soon, and so much more? Have you heard the latest news now? Two major lenders ...
  The adorable twins, Ava and Joey, on Valentine's Day. They will be 3 years old on April 11th. Yes, I know, they are my niece and nephew.. and we all love our kids, nieces, nephews, and or grand-kids. But I really love these two.. they have so much energy and I truly think they are both really c...
  Pull on the chin straps, because FHA has raised the annual mortgage insurance premiums which is known as the FHA monthly mortgage insurance. These changes are mentioned in Mortgagee Letter 11-10 and become effective on or after April 18th, 2011. The new change is 25 bps. Now before many of you...
  Borrower : I would like to see this specific home... Realtor : Have you spoken to a loan officer? Borrower : No, not yet. Realtor : Do you know your credit scores? Borrower : Yes, I pulled my credit online and I have a  680, 705, and a 695, so I should be good to go, right? Realtor : Those are...
  It's bad enough that some loan officers, aka MLO (mortgage loan originator), make less than what they should on a borrower for several reasons. Examples : 1.) If I spend countless days and hours helping someone work on their credit instead of them going to a credit repair person that could cha...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.