Mortgage Knowledge at its BEST!!!! (Jeff Belonger)

Mortgage and Lending - Social Media - Infinity Home Mortgage Company, Inc
Just wanting to educate people: Always looking out for your best interest. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.



 When shopping for a mortgage, the general consumer can get very confused at times. Even if you have bought or refinanced several times in the past, it can still be confusing. It doesn't matter if you are applying for a FHA, conventional, VA, or subprime mortgage. The Good Faith Estimate (GFE) is...
FHA, FHA, FHA.......  why are more companies doing FHA now than they did in the last 5 years? In my opinion, this is a good thing, yet a scary thing. Why do I say this?  So many lenders and loan officers are now jumping on the band wagon because other financing alternatives are not there anymore....
 Excuses, excuses, excuses......  I truly understand that borrowers, whether they are a first time homebuyer, buying for their second time, refinancing, or have done this many of times, rely on a professional to steer them in the right direction. But such is life and not everyone is honest and ha...
 Yes, you actually have friends. Bloggers that mention your name, for what ever reason it may be. Good, bad, or indifferent, by someone mentioning your name, it does two things. Sure, it can give that blogger Google juice. But it can also give you some Google juice and some name recognition not o...
Prepayment penalties sound like a terrible word and a waste of money. Yes and no. No?  What do you mean no. There are many different types of prepayment penalties on mortgages and many reasons why this takes place. You need to start with a knowledgeable loan officer that will explain this to you....
I had told a short story in regards to a first time homebuyer being very confused over the mortgage process, even though I explained it well to them. Why did this happen?  Because they started to talk to family members who got them to shop around and a realtor that told them one fee was too high....
 Client's shopping for a mortgage who get to the loan officer first. They feel really comfortable with this particular loan officer and actually tell this loan officer that they trust them. Mr. Loan officer, thanks for educating us, says the client.It's been a few days now and the loan officer ha...
 Mortgages ---  May it be a FHA, conventional, VA, or a subprime loan, you don't have to have a college education in mortgages or real estate. Yes, it can be confusing at times, especially for first time homebuyers. And what can even make it more confusing is if you are shopping for a mortgage o...
Just as easy it is for buildings to fall from demolition or that of a category 4 or 5 hurricane, so are mortgage companies falling by the waste side. Just two more large lenders closed their doors in the last two days, GreenPoint Mortgage of 20 years and First National Bank of Arizona. This makes...
Don't let your lender confuse you with definitions of certain fees. It's amazing how some loan officers will define such fees, especially when explaining what an origination fee is. In regards to conventional loans, most companies just put their points under discount points. Sometimes you will se...

Jeff Belonger

The FHA Expert - FHA Loans - FHA mortgages - USDA loans - VA Loans
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I just want to educate people about mortgages and the process. In regards to lending, I am very creative, intuitive, honest, and one who communicates information, may it be good or bad. I am a loan officer that looks out for your best interest.