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Mortgage and Lending - Augusta Financial, Inc. - NMLS ID: 241368
The Most Important Aspect The most important aspect of the home-buying transaction is the mortgage process. If you discover too late that you can not afford your mortgage payment, you could lose your home and be unable to purchase another home for years. Obtaining information is easy. Mortgage information sources are as numerous as mortgage types. Websites, topical newspaper articles, mortgage books, consumer seminars and workshops can help. Needless to say, our team of mortgage professionals is here to assist you with your mortgage needs.
  1. How many homes should I consider before purchasing?There is no set number of properties you should see before deciding to purchase a home.  Be sure to inform your real estate agent about everything you are looking for in a home.  Frequent communication with your agent will help you avoid was...
Before you waste your time veiwing homes that don't meet your specifications, it is a good idea to know exactly what you are looking for in a home.  In this way, you can compare your perfect idea of a home against the homes available in your local MLS (supplied by your real estate agent.)  Follow...
 Employment Opportunities - Are you a phenomenal loan officer who has difficulty creating leads?  At Intuitive Loans, we are always looking to expand our knowledgeable staff by hiring third-party loan originators across all 50 states.  Contact Us today to set up your initial phone interview.  Wh...
 Aaron Reno Aaron Reno has been working directly and indirectly with computer technologies and real estate throughout his career. Most recently, Aaron utilized his computer skills to develop company-wide systems at a multi-million dollar literacy company for children ages K-12. After completing h...
 How Much Should the Seller Reveal?Sellers should always respond honestly to buyers' direct questions about the condition of the home.  Real estate studies have shown that disclosing defects rarely compel an interested buyer to turn away from the deal. In fact, in most situations the defect becom...
 What is Private Mortgage Insurance?Private mortgage insurance, or PMI, is the safety net of the lender. PMI benefits lenders because it guarantees payment on the balance of loans not covered by the sale of foreclosed properties. If a borrower makes a down payment of 20% of the cost of the home, ...
By: Chris Brown  Credit Suicide?Few things influence the home buying process more than your credit.  I like how Clark Howard refers to the three credit repositories as, "the three screw-ups".  There is some validity to that, and hopefully recent legislation will help clean up many of the inaccura...
 Can You Really Afford a House on Your Salary?Although buying a new home may seem like an American Dream or romantic venture, the reality is that the house you can afford depends on your current income and debt obligations.  You must be able to pay your mortgage, satisfy all your current debt, an...
 About ForeclosuresAlthough it is preferable to avoid bankruptcy, it is even better to avoid foreclosure.  Foreclosure is the legal process whereby property is repossessed and sold at auction to cover the costs of an unpaid debt.  This is usually the result of a homeowner defaulting on mortgage o...
 There are several very important truths about your credit score.Truth #1: Your credit score is the single most important factor in determining whether you will get approved for a mortgage, car loan, refinance loan, or credit card.Truth #2: Your credit score affects your APR.   If your score is l...

Aaron Reno

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Welcome to Our Learning Center! Here you can find a variety of topics to broaden your knowledge of mortgages. Here, you will find everything from mortgage basics to advanced topics. Your upfront education will help to save you significant money during the life of your loan.