Aaron Reno's Blog

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Mortgage and Lending - Augusta Financial, Inc. - NMLS ID: 241368
The Most Important Aspect The most important aspect of the home-buying transaction is the mortgage process. If you discover too late that you can not afford your mortgage payment, you could lose your home and be unable to purchase another home for years. Obtaining information is easy. Mortgage information sources are as numerous as mortgage types. Websites, topical newspaper articles, mortgage books, consumer seminars and workshops can help. Needless to say, our team of mortgage professionals is here to assist you with your mortgage needs.
Buying or selling a home is a monumental transaction, and definitely not one in which you want to go it alone.  You cannot be an expert on all matters; therefore, you must assemble an expert team.The recommended team for the task includes the following six professionals:1) Your Real Estate Attorn...
FIXED VS. VARIABLE Fixed Rate vs. Variable RateThere are several loan options to choose from when buying or refinancing your home.  Each type has its benefits and disadvantages.You should ask yourself several questions when deciding which loan option to choose:1. How long am I planning on being i...
Good afternoon,Intuitive Loans is going to add select links to http://www.intuitiveloans.com/linksofinterest.htm.  If your website fits into one of the four categories (Realtor®, Investing, Credit Repair, or Other Real Estate Sites), please post a comment to this blog and let me know that you wou...
Following, Please find a brief summary of the entire loan process.  Enjoy!  :)Get your documents & finances in order Your mortgage professional will start with reviewing your credit report.  This report will be used by your prospective lender as a measure of how you manage your finances.  Good cr...
2008 is just around the corner and it is always fun to look back.  Do you remember when only really wealthy people owned a Mercedes or BMW?  The wealthy were also the only people with 3000 square foot houses, boats and vacation homes.  They went on extravagant vacations and stayed in luxurious ho...
Owning real estate can be extremely lucrative, especially when you own multiple properties over extended periods of time.  With Americans spending more and saving less every year, we have to find a way to save for retirement.  If you have not started saving, you might consider real estate as an i...
The market has flattened out and many of you may be thinking, "I should purchase a foreclosure and save some money."  Over the past eight years, we have seen very few houses sold at foreclosure auctions.  The foreclosures that we have seen on the market have been few and far between.  Furthermore...
Here is a short list of improvement values that I gathered off the internet last year.  In each case, you can see how many different records I averaged as well as the approximate recoupable percentage of each improvement.  This may be helpful to those selling their home as well as to agents who n...
1.  Pricing Your Home Too HighA real estate agent can research comparable sales in your area and advise you of the appropriate price range of your property.2.  Taking an Inflexible Position on FinancingHave your agent explain what financing options are available.  Being flexible on financing term...
Here is another great form for home-buyers.  This form will allow you to compare up to three homes in a side-by-side manner allowing you to easily figure out which home is the best match for you.  Most importantly...HAVE FUN!Home Buying Checklist123Property Address    Asking Price      Age of Hom...

Aaron Reno

VP of Development
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Welcome to Our Learning Center! Here you can find a variety of topics to broaden your knowledge of mortgages. Here, you will find everything from mortgage basics to advanced topics. Your upfront education will help to save you significant money during the life of your loan.