Ilyce's Blog

Some of your clients may consider investing in a HUD home, especially because the Federal Housing Agency (FHA) has helped make HUD homes easier and affordable for first time homeowners. But what many of your clients may not realize is that buying a HUD home is different than a conventional home ...

It’s summertime, and you and many of your clients may be planning a vacation for some fun in the sun. But rather than rent a hotel room for a few days, why not make an investment on a vacation or retirement home?  It’s a buyer’s market, and purchasing property may mean greater appreciation later...

Ever file a tax return with a wrong address? Making mistakes when filing your tax return is easy to do, but it may prevent you from getting your refund. There are four common mistakes that people make when filing: 1. Make sure the mailing address on your return is your current one. 2. If you are ...

So many people are struggling to pay for their mortgages on top of every day and unplanned expenses. Financial times are tough, but cutting unnecessary expenses can help save money and teach people to live on less. Talk to your clients about their budgets and help them get serious about saving mo...

Summer is officially here! That means that the kids are out of school, and you or your clients may be looking for fun and frugal things to do with them. A great way to spend time (and save money) with your family this summer may be to start your own herb and veggie garden. Here are 7 tips to star...

Equifax has just launched its new website for its Hispanic and Spanish speaking customers. “Hispanic buying power in the United States is increasing significantly every year, and these consumers must understand and have access to credit to purchase homes, cars and other significant items,” said E...

HUD homes can be great, affordable properties. An HUD home is a house that was purchased with a Federal Housing Agency loan that has since fallen into foreclosure. In my post on today’s Equifax Finance Blog, I give 4 tips on how to go about the HUD buying process. 1. Find an experienced HUD real ...

Should you be making estimated tax payments? If you fall into these 4 categories, you should be, according to tax expert Eva Rosenberg. 1. You are self-employed. 2. Your non-wage income is increasing (or expected to) in the current year. 3. Your stocks have done well. 4. You have gotten a healthy...

As summer approaches, another school year is about to end. Do you have any high school graduates? They may not be prepared with enough real-life financial education. Before they set out on their own, advise them on some of these basic money management skills. Here are 5 basic money management ski...

If you use a vehicle exclusively for business purposes, like driving your clients (or yourself!) you may be able to qualify for a tax deduction using the standard mileage rate. While the IRS is extremely thorough about checking that your business mileage is separate from your personal mileage, ca...