ARCHIVED BLOG POSTS

2013 

You’ve got a new job offer across the country and you are planning to pack your things, buy a home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her fri...
06/28/2013
Imagine that you’ve found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to po...
06/28/2013
Moving to a new home can be a difficult transition for everyone in the family, including the furry, four-legged members. Dogs and cats develop a strong bond with their environment so when they are relocated from their territory it can cause them stress. Here are some tips to ease your pets’ trans...
06/28/2013
Imagine that you’ve found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to po...
06/27/2013
The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground. In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2...
06/26/2013
The National Association of Homebuilders (NAHB) Housing Market Index ended its 8-month winning streak, posting a value of 47. The January 2013 reading is on level with last month, and remains at a near 7-year high. The Housing Market Index (HMI) is a measure of home builder confidence. HMI readin...
06/26/2013
Technically, HARP 3 has yet to pass and there is no guarantee that it will ever pass.  If it were to pass, it would be the third release of the Home Affordable Refinance Program (HARP) to be available to American homeowners since the program launched in 2009.  Despite the fact that the program ha...
06/24/2013
President Obama’s Home Affordable Refinance Program (HARP), has existed since 2009, but initial efforts for the program to help as many underwater homeowners as possible failed, and the program was launched again as HARP 2.  The reason the program failed to help the number of homeowners that the ...
06/24/2013
When preparing to sell a home, few things improve its curb appeal more than a fresh coat of exterior paint. Many people are intimidated by the thought of painting their home’s exterior, and choose to hire a third-party to handle the work. But, you can do it yourself, with these easy steps. First,...
06/24/2013
Comments by Fed chairman Ben Bernanke after Wednesday’s FOMC meeting caused havoc in financial markets as investors anticipated the potential effects of any rollback of the Fed’s policy of quantitative easing (QE). Chairman Bernanke said that the Fed may begin reducing its $85 billion monthly pur...
06/24/2013
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Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner

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