ARCHIVED BLOG POSTS
2010
Preventative care will minimize your home repair costs and, at this time of year, it's a good idea to sweep your home's exterior for sign of air leaks and drafts around windows. According to the U.S. Department of Energy, drafty windows can account for Read the COMPLETE BLOG POST HERE: How ...
11/29/2010
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By committing to a mortgage loan, the borrower is entering into a financial agreement with a lender to pay back the mortgage money, with interest, over a set period of time. The borrower's monthly mortgage payment may change over time depending on the type of loan program, however, we're going t...
11/28/2010
The Federal Reserve released its November 2-3, 2010 meeting minutes Tuesday afternoon. Mortgage rates in Florida have been on the move since. The Fed Minutes is a comprehensive review of Federal Open Market Committee meetings; a detailed look at the debates and discussions that shape our countr...
11/26/2010
After two months of surging sales, home resales fell by 100,000 units last month to 4.4 million homes nationwide. October's Existing Home Sales tally is slightly below the report's 6-month rolling average, according to the National Association of REALTORS® -- a time span which includes....... ...
11/24/2010
Black Friday is 3 days away. It's the official start of the 2010 Holiday Shopping Season. Sales are expected to top $111 billion this year and, already, businesses are vying for shoppers and their dollars. Newspaper circulars are getting larger, and in-store discounting is more prevalent. But o...
11/23/2010
According to the United States Fire Administration, in 2008, there were an estimated 378,200 in-home fires. Combined, these fires caused $8 billion in property damage and killed 2,600 people. Unfortunately, many of affected homes did have smoke detectors installed, but the devices were faulty e...
11/22/2010
Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street? It’s a great question, and you don’t have to be a mortgage professional or a real estate agent to understand the answer. The distinction lies in the purpose of the two valua...
11/21/2010
Rock-bottom mortgage rates may be gone for good. This week's Freddie Mac Primary Mortgage Market Survey shows in numbers what Florida rate shoppers have learned the hard way -- mortgage rates are spiking. During the 7-day period ending November 18, the average 30-year, conforming fixed rate mo...
11/19/2010
Newspaper stories can be misleading sometimes -- especially with respect to real estate. We saw a terrific example of this Wednesday. A "Housing Start" is a privately-owned home on which construction has started and, according to the Commerce Department's October 2010 data, Housing Starts data ...
11/19/2010
Homebuilder confidence is higher for the third straight month this month. According to the National Association of Home Builders/Wells Fargo Housing Market Index, a combination of shrinking new home inventory plus higher-quality foot traffic is boosting builder optimism. November's confidence r...
11/17/2010
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Chris Brown- Florida Home Loan Specialist | Certified Mortgage Planner
Chris Brown 407.367.2974