Dayna's Blog

USDA Rural Development 502 Guaranteed Housing Loan Program   WHAT ARE THE SPECIAL ADVANTAGES OF THE LOAN?     • No Down Payment • No Mortgage Insurance • No Cash Reserves Required • No stated maximum loan amount; maximum loan based on repayment ability • Loan up to 102%* of appraised value allowe...

I have been using this product more and more often lately so I thought I'd put it out there for everyone to see! No Asset Verification Required on ANY loans. Loan to Value's up to 80%. Minimum Credit Score of 650 Interest Only Options Avaliable No Escrow Account Required No 4506-T Required Rates ...

OUR FOREVER CHANGING INDUSTRY   BELOW ARE SOME HIGHLIGHTS OF CHANGES OR UPCOMING CHANGES IN YOUR BANKED PRODUCTS BOTH CONFORMING AND NON-CONFORMING   CONVENTIONAL FNMA has made adjustments to their pricing structure once again.  Please see our rate sheets effective Monday, August 18th.   MI compa...

  Making FSBO Marketing Work Estimated read time: 6 minutes   FSBO. What an interesting term. Few acronyms carry the ability to cause such excitement, yet such dread at the same time.   Many agents dream of breaking into this niche that offers up such untapped potential. But it's not long before ...

  Email + Real Estate = ? Estimated read time: 4 minutes   E-mail. What an amazing technology. How did we ever get along without it? I can't think of a single loan officer or real estate agent who does not use email in their business. Whether you list your email address on your business card, or ...

Believe it or not...Yes, we can still finance scores below 580. Although many banks have mandated a 580 minimum credit score for FHA financing, it is still possible to approve and close your clients below a 580 mid score.  As you might know conventional and non-conventional financing requires an ...

Want More Referrals? Here's How! Estimated read time: 4 minutes   We all want to close more business - that's what it's all about, right? And if we could somehow pull off closing more business while performing the same amount of work, who wouldn't jump on it?   There is a reason I'm playing "Cap...

I am providing this forum for any consumers who have questions about getting a mortgage, refinancing a mortgage, debt consolidation, cash-out refinance. ASk your questions here and I will respond. We are currently lending in all 50 states.  My expertise is in TX, NY, NJ, and CT.