Cynthia Smitherman's (homes4saleaz) Blog

FREE LOAN MODIFICATIONS ARE AVAILABLE, if you are experiencing a hardship meeting your mortgage payments,  FREE help is available.  You may visit the following websites to find a program in your area.  www.nidonline.org; www.naca.com  both organization have counselors who will help you negotiate ...

Free help is available for Loan Modifications and Counseling  to anyone who is need of help.  Various housing counseling programs are available under the HOPE Now initiative mandated by President Obama to help individuals who may be loosing their homes.  Other services provided by these organizat...

It's Saturday morning just days away from the Labor Day celebrations.  Football season is getting ready to dominate the TV, and newspapers.  Young boys are setting aside their baseballs, and picking up the pig skin honing their interception skills while pretending to be their favorite football jo...

   Perhaps you have been thinking of taking the first steps to purchasing a home in Arizona, after all you have been renting apartments for several years.  Most people are perplexed as to how to get started and of course the unknown is always daunting.  Here is a step by step guide to becoming a ...

A few years ago, I talked my parents into moving from the cold snow belt in Indiana to the sunny skies of Arizona.  My father who incidentally did not want to move because he enjoyed "THE CHANGE OF SEASONS" made the move rreluctantly until he got here and then decided that it was the best move he...

I love this!

HEY MOM, I LIVE IN A COFFEE CUP!  That is exactly what I told my mother 15 years ago when I moved to the Phoenix, Metro area.  My husband and I watched the builder build our first home in Mesa, Arizona.  We watched them dig the hole, put in the footers, then the slab, frame, and then they turned ...

A major consumer group conducted a study to find out how easy it is to get a lower credit card interest rate. Fifty-seven percent (57%) of those who simply telephoned their credit card company and asked for a lower interest rate got one instantly.  This rate was anywhere from 7 to 10 points lower...

   MAN BITES DOG - That's an interesting title.  Man Bites Dog is actually the name of a card game that my husband and I play when entertaining guest at our home.  The object of the game is to make headlines from the cards you are dealt.  Hey they sounds like blogging and real estate.  In real es...

HOUSING PRICES ARE LOW IN PHOENIX, ARIZONA   Why are housing so low in Phoenix, Arizona?  I am asked this question over and over again from people who live in other parts of the United States, and abroad.   "Why are the prices of the houses in Phoenix, Arizona so low?  I say they are not low, the...