Heidi Holdam's (hgholdam) Blog

When choosing a family health insurance plan, it can be a little more complicated than just selecting a program for you alone. This is especially true if you're expecting children, or already have young children at home. Remember that children have special needs that you've long since outgrown. F...

While the state of Florida and the US government negotiates the costs of our homeowner’s insurance prices back and forth, we sit idle waiting for our rates to jump. This rate increase is just one of many that Floridians have had to cope with in past few years. The 10% increase in insurance costs ...

Florida lawmakers have recently passed legislation allowing home and condo insurers to hike their rates up to 10%. This action was taken to reduce financial risk for Florida insurers and Florida home and condo owners in the event that a hurricane strikes. There is a general feeling in the sunshin...

You could argue that adding a dog to your family should lower your homeowner’s insurance costs. They are guarders of the dwelling, loyal to their owners and their home, scaring off potential threats and predators. Not to mention that there are millions of stray dogs in the US in need of a loving ...

Heading into hurricane season, those of us in danger of being affected by the storms should be well prepared. Having the knowledge to better protect yourself, your family, and your home will give you peace of mind if a hurricane is predicted. First, know that a hurricane watch and a hurricane war...

Having children usually requires you to get “more stuff.” Children need equipment for sports, computers and technical devices for school, clothes, TV’s, toys, etc. There is no end to the amount of stuff you can and will collect over the years while raising a family. Many times, the assets you’ve ...

State Farm's controversial decision to pull their 1.2 million homeowners insurance policies from Florida has not come easily. There has been an backlash of confusion and protest from the insurance giant's long-time clients and agents. They feel betrayed and abandoned by a company that has over-pr...

We all plan for future events and look forward to what life has in store for each of us. Whether it be preparing for college, saving for a marriage, dreaming of home ownership or sending your kids off to school, planning for life’s adventures can be very exciting. But if you’re like me, you’re gu...

State Farm's announcement that they will be leaving the Florida insurance property market has caused quite a fuss - and not just from the 1.2 million Florida policyholders it will be affecting. Florida Insurance Commissioner Kevin McCarty, State Senator Mike Fasano, and Florida governor Charlie C...

State Farm, the largest property insurance company in the State of Florida, has announced that it intends to leave the Florida property insurance market within two years. If you currently insure your home, apartment, condominium, or boat through State Farm, the statement above probably hit you li...