Homes By Heidi Kelley

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Real Estate Agent - Keller Williams Realty Leading Edge
Local RI blogs, buyer and seller blogs, and teachable moment blogs.
  What For Sale By Owners May Not Know Can Hurt Them.   Some homeowners consider trying to sell their homes on their own. To those in the industry this is known as a FSBO. Realtors and real estate agents know going this route isn't a particularly good idea for a vast majority of sellers. Here's ...
  Budgeting to Buy a House No matter how good the credit rating, today's homebuyer no longer has the luxury of buying with little or zero down. Unless you are low-income with good credit, or a veteran, no-down loans are also a thing of the past. Most lenders today want at least 20 percent of the ...
2013 A Year of Solid Growth in Rhode Island's Housing Market   Warwick, RI, January 30, 2014… Rhode Island sales of single family homes remained relatively flat in the fourth quarter of 2013, rising just one percent from the fourth quarter of 2012.  The median price of those sales rose three perc...
  Getting to That Big "YES" Requires Work on Your Part   Attention Buyers: To get to that big "yes" requires work on your part. This isn't a "slam dunk". Yes, the lender will ask questions, require proof and come close to wanting your "first born". But, in the end you will most likely walk out of...
How Homes are Valued Homes are valued a lot like everything else: They are worth what people will pay for them. The Maybach Exelero, the most expensive car in the world, sells for $8 million because that's what people will pay for it. By the same token, you can ask for $8 million for your Hyundai...
It may be January, but buyers are buying and sellers are selling.   Just this week I've received 2 calls from sellers asking for market analysis on their homes. That got me thinking that maybe people are beginning to realize that the market in RI has picked up. 2014 market predictions for my litt...
January 2014 Housing Market For Riverside, Rhode Island 02915     Happy New Year! 2013 was a great year for the Riverside Rhode Island housing market. Let's see where we are at the beginning of 2014. Currently, there are 22 properties listed for sale with prices ranging between $75,000 to $450,00...
How I'm Going to Make 2014 a GREAT Year   2014 looks to be a good year for me, but I'd like to make it a Great year. Looking back on 2013 I learned a few things to help me achieve this. Here's my action plan. 1. Technology- I am investing more time into making my website more informative and att...
29 Days Left In 2013 and What Did I Learn? There are 29 days left until the end of 2013. Typically I look back over the year to see what worked well, and what didn't make the cut. As I look back on my blogging style and amounts I discovered a few things. 1. Out of my top 10 blogs (amount of click...
Decoding Mortgage Terms I took a wonderful class yesterday and thought I would share what I learned. This material is especially helpful for first time home buyers who don't know "who" the cast of characters are in the mortgage process. Let's start with the basics: What is a mortgage? Mortgage is...

Heidi Kelley

Your Rhode Island Real Estate Connection
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Author Bio: Heidi Kelley is a local East Providence Realtor. I am a Rhode Island native and graduated from East Providence Senior High School.