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RECENT BLOG POSTS
  Housing Inventory Snapshot   We hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.    Housing Inventory Snapshot April 27, 09   Average List Price Median List Price Average Days O...
05/01/2009
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Decadent Chocolate-Chocolate Cupcakes   Serves: 8Total time: About 45 minutesCupcake ingredients: ¾ cup all-purpose flour ½ cup unsweetened cocoa powder 1 teaspoon baking powder ½ cup brown sugar 2 egg whites ¼ cup applesauce 1/8 teaspoon ground cinnamon 1 teaspoon vanilla extract 2 teaspoons can...
04/10/2009
    Please contact us for any further questions   www.TheClowardTeam.com   Nancy & Heather ClowardPrudential California RealtyDirect: 949-495-2819 or 949-228-4523Nancy@NancyCloward.com or Heather@HeatherCloward.com      
04/08/2009
The homebuyer tax credit is one of 10 key provisions of the American Recovery and Reinvestment Act signed by President Obama into law on Feb. 17, 2009. The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or afte...
04/05/2009
FYI:     To help provide first-time home buyers with peace of mind when purchasing a home, the C.A.R. Housing Affordability Fund (C.A.R.H.A.F.) is offering a new mortgage protection program to first-time home buyers.Through the Housing Affordability Fund’s Mortgage Protection Program, first-time ...
04/05/2009
We hope you will find the following snapshot of local Real Estate inventory interesting. The table represents aggregated values based on MLS data for the specified date.    Housing Inventory Snapshot March 28, 09   Average List Price Median List Price Average Days On Market Los Angeles County, C...
03/31/2009
Rates on 30-year mortgages fell this week to the lowest level on record after the Federal Reserve launched a new effort to assist the staggering U.S. housing market. Mortgage finance giant Freddie Mac said Thursday that average rates on 30-year fixed-rate mortgages dropped to 4.85 percent this w...
03/30/2009
Human Insight #1: How Do People Buy? Experts say about 80% is by sight and about 15% by hearing Can you now understand why having a great visual presentation is so important? And then having the language to go along with it is just as significant. Human Insight #2: How Do People Learn? Experts s...
03/24/2009
Update:  Inflation concerns sparked a selloff of bonds. If this continues it will be hard for mortgage rates to move much lower in the short term despite the Fed's plan to purchase Mortgage Backed Securities. This week the Fed increased its purchase plan of Mortgage Backed Securities to $1.25 Tr...
03/22/2009
Healthy soda?   Soda is getting a makeover! This month, Pepsi plans to launch an all-natural version of their product. The aptly named Pepsi Natural is packaged in a glass bottle and contains light sparkling water, natural sugar, caramel, and kola nut extract. What’s absent? The highly controvers...
03/22/2009
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orange county homes for sale, laguna niguel homes for sale, laguna beach homes for sale, luxury estate properties for sale. multimillion dollar listing, San clemente homes for sale, newport beach homes for sale, huntington beach homes for sale, your dream team local area experts