California Home Loan information

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Mortgage and Lending - First Priority Financial - NMLS #243484
california, sonoma, county, west, santa rosa, bodega bay, the sea ranch, forestville, guerneville, sebastopol, petaluma, novato, rohnert park, california, oregon, hawaii, rock, and, roll
So……. Loan limits eh? Pretty exciting stuff Hans! Yeah well it may not be that exciting but if you are thinking about buying a home it is very important. So here’s the scoop, our loan limits in Sonoma County have gone up. Our basic conventional loan limit for 2008 was $417,000 but Congress voted ...
OK, let’s start with my area of expertise – refinancing. With almost 2 decades in the real estate and mortgage business, I have helped thousands of people get into a home or refinance the home they are in. I have traveled the country and spent thousands of dollars to further my education and I am...
I know that I am always trying to write about the positive aspects of the real estate market and how you might take advantage of it and I have to admit that I was having trouble maintaining a positive attitude in the last few weeks of the presidential election.  I went out to dinner last night wh...
Guys and gals, I am stumped. I need your help. I don't want to make this a question and answer column but I am looking for some questions that will help me write my article. I may be my own worst critic but I am excited about some columns and not quite as excited about others I write. Talk to me,...
Everyone knows that this is terrible real estate market, right? WRONG! It is true that it may not be the best time to sell a home. It is true that there are a lot of foreclosures and short sale homes on the market for sale that are helping to drive prices down.... Hello people, that means that th...
I tried to embed a video here but I guess I can't. Please CLICK HERE to see a 2 minute news reel on a surprise presidential candidate.
I love technology but I am crippled by it many times. Technology is supposed to help us out, save us time and make things easier..... I took a trip to San Diego to visit relatives recently and I ended up taking a trip back to a simpler time and I was very tempted to stay there.  I flew out of the...
FHA loans are going to help us out tremendously in the near future and beyond. I used to do a ton of FHA loans but I have not done more than a handful in the last decade. That is all changing this week for me, I am doing a lot of FHA loans again and here is why: Approximately 97% loan to value.FH...
Values are down. Interest rates are down. The first statement is tough when trying to sell and great if you want to buy. The second statement is great for everyone! Well, almost everyone. OK, that's it, that's my article, have a nice day!Values are basically down in Sonoma County except for some ...
OK, I have  been waiting to be stimulated by the new conforming loan limits and it just isn't happening!It was signed into law in Mid February and we waited to see when HUD would come out with the new median home values. That happens in Mid March and we get excited for a minute. Then FNMA comes o...

Hans Bruhner

Sonoma County Home Loans
smartphone(707) 347-9250
local_phone(707) 887-1275
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I write about relevant mortgage related topics in general. When it is region specific to California or Sonoma County, I will tag it appropriately.