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Real Estate Agent - Harry Norman Realtors
The HMT blog is written by Hank Miller of The Hank Miller Team. He is a licensed broker and certified real estate appraiser in the state of GA. Since 1989, real estate has been his full time occupation and Hank consistently ranks at the very top of Atlanta area agents in overall production. He is known as much for his attention to detail as he is for his candor.
RECENT BLOG POSTS
30% of Americans are unlikely to qualify for a mortgage, despite historically low interest rates and levels of affordability not seen in years. Zillow looked at 13 million loan quotes and more than 225,000 purchase loan requests on Zillow Mortgage Marketplace in September, comparing them to a sim...
10/01/2013
Sometimes the obvious is just too easy an answer. "We" can quickly deduce why something happens but for reasons unknown, "we" feel compelled to complicate the explanation. The "we" is "they"; politicians, domestic business, international business, banks, Wall Street, the media...all of this brain...
09/23/2013
DC tells us the economy is improving, the deficit is declining and the real estate market continues to hum. So of course the Fed announced that they will continue to buy 85 BILLION A MONTH in bonds to encourage job creation and economic growth. Huh? I’m no economics expert but doesn’t that contra...
09/23/2013
There is little doubt that schools drive the value bus in Atlanta. The data is quite clear; there is a direct correlation between school district and market value. One only needs to compare similar homes in school districts like Walton and Milton with those in lower rated districts. Over 25 years...
09/12/2013
If you need a job now, move to Honolulu: that’s where unemployment is lowest. But look elsewhere if you want to maximize your paycheck, avoid extreme income inequality, live where women bring home more of the bacon, or just get an extra hour of shut-eye. Using the Bureau of Labor Statistics (BLS)...
09/05/2013
This map is an American snapshot; it provides an accessible visualization of geographic distribution, population density, and racial diversity of the American people in every neighborhood in the entire country. The map displays 308,745,538 dots, one for each person residing in the United States a...
09/05/2013
The Consumer Financial Protection Bureau is further tightening the requirements for mortgages effective Jan 2014. The new lending rules will limit people from taking out a mortgage or refinancing an existing one that puts their overall household borrowing at more than 43 percent of their income. ...
09/03/2013
  To this point, 2013 might be considered one of the most unpredictable and turbulent real estate markets in many years. There is no doubt that this is most fluid market I’ve seen and real estate has been my full time job since 1989. The boom and bust years were easy; there was no doubt about in ...
08/29/2013
The Atlanta condo market has enjoyed a revival of sorts. In’08, there were 5000 units available; a 9 YEAR inventory. 2013 saw that inventory drop to 500 and a 6 month inventory. Reasons vary and the inventory below 300K is even lower. Not lost in the rally are luxury units, those approaching and ...
08/27/2013
  Roughly 50% of homeowners with modified mortgages redefault and billions and billions of tax payer dollars continue to go up in smoke. Despite critics calling for a stop or at least a reassessment of the program, money continues to flow. And the FHA just made it much easier for “damaged” buyers...
08/27/2013
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Hank Miller

Associate Broker & Certified Appraiser
local_phone(678) 428-8276
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The HMT blog is written by Hank Miller of The Hank Miller Team. He is a licensed broker and certified real estate appraiser in the state of GA. Since 1989, real estate has been his full time occupation and Hank consistently ranks at the very top of Atlanta area agents in overall production. He is known as much for his attention to detail as he is for his candor.