Hal Timinsky's (haltim) Blog

    A common way to avoid the frustration of locking yourself out of your house is to hide a spare key. The problem is burglars often know the most commonly considered hiding places. Here are the best and worst places to hide a house key. The Good:A trustworthy neighbor is a great place to keep ...

Equifax Inc., one of the nation's "big three" credit reporting bureaus, announced a cybersecurity breach potentially impacting approximately 143 million U.S. consumers. According to the announcement, criminals exploited a website application vulnerability between mid-May through July 2017 and gai...

 As part of their plan to improve credit report accuracy, the three consumer credit reporting agencies (Equifax, Experian and TransUnion) announced changes to what delinquent credit will be identified on credit reports. Effective July 1, 2017, most civil judgments and tax liens will no longer be ...

ALERT: Wire Fraud at Closing The Federal Trade Commission (FTC) and the National Association of REALTORS® have announced concerns over closing cost scams. Here's how the scam works: Hackers break into a consumer's or real estate professional's email account to search for upcoming real estate tra...

  by Kirk Heminger | Oct 24, 2016 | 1 comment A rewarding part of being a mortgage originator is helping people enjoy the benefits of home ownership. But many in the lending business find it challenging to understand and “get through” to members of the Millennial generation. With historically-lo...

by The KCM Crew   Some Highlights: ‘Old Millennials’ are defined as 25-36 year olds according to the US Census Bureau. According to NAR’s latest Profile of Home Buyers & Sellers, the median age of all first-time home buyers is 31 years old. More and more ‘Old Millennials’ are realizing that homeo...

 Whether dissecting data from here at home or tuning into acrimony abroad, news headlines rocked markets recently. Fed Turns DovishAfter weeks of talking up the economy, Janet Yellen and the Fed could not have been more dovish following June's Federal Open Market Committee meeting. Yellen remarke...

Real Estate: 2016 Will Be the Best Year in a Decadeby The KCM Crew   A few weeks ago, Jonathan Smoke, the Chief Economist at realtor.com,  exclaimed:  “All indicators point to this spring being the busiest since 2006.” Now, Freddie Mac has doubled down on that claim and is saying that 2016 will b...

MCLEAN, VA--(Marketwired - Mar 31, 2016) - Freddie Mac (OTCQB: FMCC) released today its monthly Outlook for March forecasting that total home sales, housing starts, and house prices will reach their highest levels since 2006 despite inventory and affordability challenges.Outlook HighlightsExpect ...

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