Greg Nutter - Farmer's Insurance

If my neighbor's tree falls on my house and I sustain damage to my roof, whose fault is it? This is a common question I am asked. The answer is that the insurance company considers this to be an 'act of nature' - no one's fault.You homeowner's insurance policy covers any damage to your roof done ...

Once you do not have a teenager or anyone under age 25 living at home, be sure to let your insurance agent know right away. You may be eligible for a rate reduction. If anything changes in your circumstances, talk to your agent and let them advise you on how you can save some money.