Let's Talk! Gene Mundt, Chicago-area Mortgage Blog

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Mortgage and Lending - NMLS #216987, IL Lic. 031.0006220, WI Licensed. APMC NMLS #175656 - IL Lic 031.0006220/WI
Mortgage, Credit, Real Estate info, plus details and local info pertaining to New Lenox, the Lincoln-Way Area, Will County, the Greater Chicagoland area, Illinois and Wisconsin
RECENT BLOG POSTS
   UltraFICO & Experian Boost Good Solutions to Your Credit Challenges?  Ever since the announcements regarding the new credit scoring systems "UltraFICO" and "Experian Boost" were made last year (and their subsequent implementation earlier this year), questions regarding their use, legitimacy, a...
06/21/2019
  Do You Have Plans for the Weekend? Those Plans Should Include Checking Your CreditAnother weekend is just around the corner ... do you have plans?    Silly question, I know.  But even if you already have a boatload of activities on your calendar, carve out enough time to add one more important ...
06/10/2019
  Taking The Mystery Out of Credit Score Calculations Credit ... Credit Building ... Credit Repair ... Credit Reports ... Credit Scores ... Credit Scoring ...  I feel a bit like Bubba in Forrest Gump at times when I speak or write of credit-related things ...  Why?  Because such a large number of...
05/29/2019
  Don't You Think I'm Sexy???If Not, You Should  Americans are fascinated with houses.  The internet, advertising, magazine racks, and TV viewing schedules revolve around them.  No matter whether it's buying, building, repairing, remodeling, decorating, flipping, investing, improving, beautifying...
05/16/2019
     Taxes May Be Inevitable for Property Owners ... But Tax & Assessment Surprises are NOT      “Tis impossible to be sure of anything but Death and Taxes.”                        Christopher Bullock, an English actor, and dramatist, 1716     For property owners in Will County, IL, the inevitab...
05/15/2019
  A Decade of Housing Healing: Has it Created Opportunity for You?  It's now been around a decade since the big housing market crash ...   While many housing markets have cooled a bit, as of late ... the Home Equity Report for the last quarter of 2018 (and a quarterly overview of the distribution...
05/07/2019
  Thinking About Buying Your First Home?How to Prepare Buying a home ...   While the end result ... a home of your own ... is an exciting thing to ponder, it also can be a bit nerve-wracking, can't it?   All sorts of questions race through your mind once you decide to buy ...  What do I need to d...
05/02/2019
 PUD VS Condominium: Serious Differences Exist  PUD and Condo (Condominium) ... I'm sure you've heard or read these terms when talking or reading of something real estate-related.  They're kind of odd sounding.  Hard to forget. But beyond their rather funny names, what are they? What are their ch...
04/26/2019
 Want an Advantage When It's Time to Buy?Be Ready With Your Mortgage Pre-Approval  A scenario I'm all too familiar with played out once again over this last weekend ... A phone call came in from a prospective home buyer.  They wanted to get pre-approved for a mortgage.  Their realtor had advised ...
04/09/2019
  Easter Egg Hunts in the Lincoln-Way Area - 2019 The Lincoln-Way area, located in the far southwest suburbs of Chicago, is made up of 4 main communities ... Manhattan (my hometown), Mokena, New Lenox, and Frankfort.   Each of these four towns and their surrounding areas has seen major population...
04/04/2019
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