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Mortgage and Lending - Guild Mortgage Company - NMLS 264607, NMLS 3274



This Holiday Season, Think Twice Before Saving 15 Percent At The Register With Halloween behind us, retailers are in the Holiday Spirit. Businesses know that consumers spent a median $556 on holiday gifts last year and they want this year to be just as strong. That’s why it’s barely November and,...
Tips For Maximizing Your Home’s Appraised Value A home appraisal is an independent opinion of your home’s value, performed by a licensed home appraiser. Appraisals are part of the traditional home purchase process, and lenders require them for most refinances, too. Appraisers are trained professi...
What’s Ahead For Mortgage Rates This Week : November 7, 2011 Mortgage markets improved last week as optimism for a Greek Bailout program faded, triggering a global flight-to-quality assets. Fear of a Eurozone rift outweighed positive economic remarks from the Federal Open Market Committee and an ...
The Most Expensive ZIP Codes In The County (2011 Edition) In the housing market, amenities and location have as much to do with a home’s value as the everyday forces of supply-and-demand. Whereas the latter causes home values to rise and fall over time, the former creates a starting point for sai...
A Simple Explanation Of The Federal Reserve Statement (November 2, 2011 Edition) Wednesday, the Federal Open Market Committee voted to leave the Fed Funds Rate unchanged within its current target range of 0.000-0.250 percent. The vote was nearly unanimous, with just one dissenting voter. There we...
More Risk To Home Affordability : Friday’s Jobs Report Within the next 48 hours, mortgage rates may get bouncy. The Federal Open Market Committee will adjourn from a 2-day meeting and October’s Non-Farm Payrolls report is due for release. Of the two market movers, it’s the Non-Farm Payrolls repor...
Make Your Mortgage Rate Strategy : The Federal Reserve Starts A 2-Day Meeting The Federal Open Market Committee begins a scheduled, 2-day meeting today, the seventh of its 8 scheduled meetings this year, and the eighth Fed meeting overall. The FOMC is a 12-person sub-committee within the Federal ...
What’s Ahead For Mortgage Rates This Week : October 31, 2011 Mortgage markets moved across a wide range last week before, ultimately, finishing unchanged. The bailout of Greece both dominated headlines and dictated market direction. It was a wild ride for rate shoppers. Early in the week, mortgag...

Frank Hilliard

Seasoned Mortgage Professional
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Daily updates from the mortgage industry from Guild Mortgage's perspective. Keep track of weekly mortgage rate updates and many other issues impacting the mortgage finance world. I hope you enjoy the information contained in this blog!