Federal Title & Escrow Company's Blog

Title Insurance - Federal Title & Escrow Company
Real estate articles for agents, mortgage lenders, homebuyers and homeowers looking to refinance.
I came across an article in Forbes today entitled "Why Title Companies Hate Technology." At Federal Title, we love technology! We worked pretty hard around here to develop our consumer-friendly automatic quote software and then dove head-first into the world of Web 2.0 when we re-launched the Fed...
The $8,000 federal tax credit for first-time homebuyers expired for most of us a little over a month ago, but mortgage rates continue to hold at historic lows prompting the question: Is it better to rent or own? The big picture story tells us conditions are prime for buyers, but the truth is on a...
Seeking to assure a more transparent settlement transaction that delivers a guaranteed quote for closing costs and directs a financial benefit to the home buyer instead of the referral source, Federal Title & Escrow Company introduces to the Miami-Dade market an unprecedented model that empowers ...
On average, title charges (i.e., closing fee, title search, title insurance, binder fees, etc.) comprise 70% of the total variable closing costs*. Since title charges do vary significantly from title company-to-title company in DC, MD, VA, and FL, it is very important for a home buyer to comparis...
Finally - our new video!! We have been working on producing a video that explains closing and settlement costs, visually. Buying a house is a huge financial committment and one that should not be taken lightly. The number one question we get from buyers and borrowers is "How much is this going to...
Federal Title Goes Green The average closing takes approximately 200 sheets of paper. There are loan documents, closing documents, title and deed documents, letters to buyers, letters to sellers, letters to lenders etc. By using a USB Flash Drive to store your (borrower's) documents, we can redu...
WHAT IF YOUR PREFERRED TITLE COMPANY: Delivered an instant, online, guaranteed closing cost quote to you and your clients - specific to the transaction; Was independent and gave back part of its revenue to your home buyer; instead of giving money back to your broker through an Affiliated Business...
TROUBLE BREWING; ESTATE TAX IN MD, DC AND VA By: Jennifer Concino of Tobin, O'Connor, Ewing & Richard With the average cost of a house rapidly rising in the DC Metropolitan area, it is especially important that homeowners recognize the need for tax and estate planning. Each and every homeowner s...
FIRPTA - How To Protect your Buyer By: Joseph Gentile What is FIRPTA? The Foreign Investment in Real Property Tax Act (FIRPTA), 26 U.S.C. ยง 1445, provides that a buyer must withhold 10 percent of the amount realized by the foreign seller in the sale of an interest in U.S. real property. If the s...
Maryland Nonresident Sellers Beware:Your Settlement Proceeds are Subject toIncome Tax Withholding By: Jennifer Concino A nonresident individual seller of Maryland real property may be surprised to learn that the check he walks away with from the closing table will be much less than anticipated; ...

Todd Ewing

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