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2014
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Do not move move money around or make large deposits or withdrawals. Bank verification's are done just before escrow and all large deposits (over $1,000) other than normal payroll will have to have a paper trail of bank statements. We must "source" the deposit. This is required do to the Patr...
04/29/2014
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All About VA HOME LOANS The VA Loan program is the most powerful and flexible home loan program on the market for veterans and military families. These flexible, government-backed loans come with significant benefits that open the gateway of home ownership to veterans who might otherwise struggle...
04/17/2014
"I'm retired and earn social security income. Can I get a mortgage?" This is a common and understandable question for those earning a social security income. Regarding income used for mortgage qualification, Income is income. In fact, as with some military income that is not taxable, it can lik...
04/03/2014
What is included in my Debt-To-Income (DTI) Ratio? This is a common question asked by borrowers, and rightly so. With credit scores so often being the focus of mortgage loan qualification, people often forget that their DTI ratio is even more important. This is especially true now with the passi...
04/01/2014