Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.
RECENT BLOG POSTS
Through a joint marketing effort, the following property is brought to your attention by Ed Nailor. For more information on this property, click on any of the links below. 6410 Del Rio Rd Charlotte, NC 28277 Immaculate Ballantyne Home in Stone Creek Ranch Home Complete Details Photo Gallery Prope...
01/17/2008
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ARE YOU IN NEED OF A CUSTOM WEBSITE?DO YOU HAVE A GENERIC TEMPLATED SITE?WANT A SITE THAT WILL LOOK GREAT AND BE EASY TO MAINTAIN?I am offering customized websites and hosting. As a long time web designer in my free time, I have learned many of the techniques expensive web designers us and can he...
01/17/2008
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For most people, private mortgage insurance is the only way they will be able to buy a home or refinance their existing mortgage! So with something so critical to this process, maybe we should discuss it a bit, don't you think?PMI is short for Private Mortgage Insurance. This is an insurance poli...
01/17/2008
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As a mortgage professional, I go out of my way to take care of my clients. When it comes to their security and their privacy, I leave nothing to chance. So when I recently visited a local Realtor's website and looked around their website, I was shocked at what I found.The Realtor offered a pre-ap...
01/16/2008
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Private mortgage insurance companies have raised the minimum credit score to obtain 100% financing on a home mortgage to 620. Any home loans submitted with less than 620 credit score will now be capped at 95%, with 5% of the purchase required as down payment from the borrower.With the loss of dow...
01/15/2008
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Chase, one of the leader wholesale lenders, has announced some big changes and modifications to their product line up. Here are a few of the highlights: Elimination of their Alt A Products Elimination of the MyCommunityMortgage Interest Only Product Increase of Min Credit Scores for Non-Agency 3...
01/14/2008
A chicken and a pig were walking down the road. Soon they were both very hungry. In discussing what they should eat, the chicken came up with a solution. "Let's eat eggs and bacon. We have all we need right here!" The pig was not so excited with this suggestion. "For you, it's a simple donation,"...
01/13/2008
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Character is what you have left when you've lost everything you can lose. - Evan EsarSo I joined in October of last year and quickly was able to get up well over 38,000 points, coming up to 40,000 soon. At first, it was all about getting as many points as possible, as the competitive nature came...
01/12/2008
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I have delayed in posting the obvious news. That is everywhere. I wanted to explore what might be next with this move. What can we expect? I have presented some questions to ponder on my charlotte mortgage blog. Check it out and see what you think. So by now you have heard the news. Bank of Ameri...
01/11/2008
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I have seen the arguements, read the posts and even tried myself to explain how yield spread premuim works, the difference between banks and brokers and why working with a broker is usually in a customer's best interest. Try as hard as I may, it seems as though I can not articulate this properly ...
01/11/2008