Mortgage in Charlotte NC

Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.
RECENT BLOG POSTS
5 Comments
There comes a time in everyone's career when you get this compliment. If you have been on the receiving end, you will know what I am talking about. If you have yet to experience it, keep plugging along and one day you will.We all know some of the more well known competition in our areas. As a mor...
03/09/2008
Finally, weeks after the Economic Stimulus package is signed, HUD has finally posted the FHA loan limits.The new FHA Mortgage Loan Limit in CharlotteĀ is $303,750!This is great news for Charlotte home buyers!... more information on the Charlotte FHA mortgage limit increase... more information on l...
03/06/2008
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Have you been watching? Mortgage rates have been a roller coaster ride. Up and down, down and up. It can be a lot for anyone to keep up with!I created the Rate Watch to show how frequent this is happening, but it also shows how much of a swing you may see in the course of a week, day or even hour...
03/06/2008
If you are considering buying a home, here are some great tips for your Charlotte Home Search:Search Online. Many home buyers are searching for Charlotte homes using the internet. With so many websites available, you will find many options to help.Ask a Realtor. Here on Active Rain, you have acce...
03/05/2008
Traditional Underwriting has Returned.Even in an FHA mortgage loan, lenders are really looking at loan applications in a traditional sense. They want good credit, solid assets and a compelling reason to say yes. Above all, credit history is the most influential component for an approval.Long know...
03/04/2008
So I have been getting old recycled spam lately. You know the one.. the story of the overseas person contacting you about how you can help them inherit a fortune and if you help you get a split of that fortune. Only thing is you have to put up so much money to prove you are able to be trusted, or...
02/28/2008
11 Comments
Ok. This is so very off topic, but I just ran down memory lane.Anyone here grow up with a Commodore? I started with the Vic20 and then upgraded to the C64.Do you remember this thing?This was the deluxe model if I remember right. It actually came with a floppy! Mine originally came with the tape d...
02/28/2008
Excuse me please. I don't mean to Rain on you!This is an amazing business. Real Estate and Mortgages. There is talent and professionalism throughout the industry. Here in North Carolina we are truley blessed. Not only do we have one of the most vibrant real estate markets, complimented with the b...
02/28/2008
I just posted a potential referral (pre-qualified buyer) into the Referral section of AR. My question is this:Based on the number of referral leads (or lack thereof) on this system, does anyone use it?I think this could be a great resource and as I am beginning to get more and more leads without ...
02/28/2008
I started the Rate Watch Experiment on Feb 14, 2008.Since then I have taken a fictional rate with no points and tracked the changes in the mortgage market.So many people mistakenly believe that long term mortgage rates fall when the Federal Reserve lowers their rates. This is not true as longer t...
02/20/2008
Rainer
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The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor has professional experience as a mortgage loan officer, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.