Mortgage in Charlotte NC
Information about mortgage and home loans for North Carolina, specifically serving Charlotte, Matthews, Lake Norman, Huntersville, Pineville, Cornelius, Monroe, Gastonia, Concord and the sourrounding areas.
RECENT BLOG POSTS
12
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Earlier I posted my opinion on Zillow's new Mortgage Marketplace. Wow.. I actually got Zillow's attention. Not only did I get comments, I also got phone calls!So to be completely fair to their new system that allows borrowers to blindly pit lenders against each other to provide quotes based on......
04/12/2008
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I have been getting a lot of phone calls lately from Charlotte area real estate agents and salespeople. It seems that they have been seeing a lot of mortgage approvals getting denied! What in the world is going on?One of the most common concerns has to do with big local banks, such as Bank of Ame...
04/12/2008
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Wachovia has announced that they will now imposed minimum credit scores on products they did not have one in place. They did not disclose the specific products or what the scores are, but this does mean that Wachovia is getting tighter on offering mortgage loans. For those going directly to a ban...
04/12/2008
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So you have been pre-approved. Even better, you have actually been approved using an automated approval system. Now you know how much home you can buy and are ready to shop.But as you shop for your home the budget doesn't seem to be enough. "Can't I just get a little bit more?"I hear this often. ...
04/12/2008
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A question was recently asked of me regarding buying investment homes and getting the mortgage loan as an LLC, and it is one that has come up more than once recently. Here is the question: I've been working with a group of investors for about a year and a half now who is buying rental property in...
04/11/2008
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Ok, so this is not a real estate post and for that I apologize. But I really don't know any place else to post this so here goes....For those opposed to the War with Iraq, please take note of a very important fact: We Did Win the War against Iraq. We are no longer at war with Iraq. We are actuall...
04/07/2008
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Zillow has launched their long awaited "Mortgage Marketplace." This not-so-great idea is being billed as a place that consumers can get quotes from multiple lenders without having to provide any personal information. Spencer Rascoff, Zillow's chief financial officer and vice-president for market...
04/04/2008
Freightliner in Cleveland NC may be laying off a larger amount of workers. With only 60 days until the final word comes, you may want to look to refinance your home mortgage in Cleveland NC as soon as possible. Many Cleveland NC homeowners could benefit from lower mortgage rates, lower mortgage p...
04/03/2008
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FHA Underwriting Relaxes a bit....To help ensure that only the best credit risks were able to buy these homes in declining markets using DPA's, many FHA mortgage lenders have imposed high credit score requirements. One major lender placed a credit score requirement of 680 for this type of FHA mor...
03/31/2008
Through a Joint Marketing Effort, this home listed for sale is courtesy of Debe Maxwell of Helen Adams Realty. 3012 Chimney Wood Trail Indian Trail, NC 28079 Immaculate Home in Crismark for only $199,700!! Price : $199,700 Bedrooms : 4 Bathrooms : 3 Square Foot : 2,082 Lot Size : 6,534 Community...
03/26/2008
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The articles, reviews and stories written and published on this website are simply the opinions of Ed Nailor. While Ed Nailor has professional experience as a mortgage loan officer, the information posted on this website should not be taken as personal counsel or an endorsement of anything. For mortgage related counsel or advice to be meaningful and effective, one must sit down one on one with a professional to discuss the particulars of their situation. Ed Nailor can not be held liable for any decisions you make as a result of what you might read or infer on this website. Proud supporter of the Right to Free Speech.