Harford and Cecil County Homes

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Real Estate Agent - Integrity Real Estate
RECENT BLOG POSTS
I've noticed quite a bit of dialog concerning continuing education courses being sponsored by title companies.  I'm talking about CE credits for real estate agents.  Sound familiar?  At first I thought it sounded like a great marketing idea for title companies, but then I got to thinking: are the...
12/10/2007
You've heard the news by now, the Bush Administration has revealed its plan to rescue housing markets.  The idea is to save certain consumers from themselves and to save the economy at large from the grips of ruination.  While I dislike everything about the proposal, it's the length of time that ...
12/07/2007
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This is probably my final word on the housing crises.  That is, unless a prophetically new issue with devastating implications rears its ugly head.Let's temporarily remove conjecture from the mix to deal directly with facts. It's a generally accepted fact that 1 in every 196 U.S. households is cu...
12/04/2007
The mere mention of the title industry in the caption of this post dooms it to inevitable ambiguity obscurity.  The topic, perceived as draconian, clearly lacks sex-appeal.  As a title company owner, I was often dismayed by the audacious remarks of real estate agents who thought they knew my job ...
12/02/2007
I spoke to a good friend of mine the other day.  Mike and I each started in the business more than two decades ago.  Mike pursued a career as a loan originator while I always preferred the research oriented work found within title companies.  Mike has an extraordinary knowledge of lending guideli...
11/30/2007
The housing crises, as many of you know, has been the topic of recent interest on Active Rain.  I've weighed in with a couple of posts knowing full well that my opinions are far different than most who gravitate to this site.  My perspective is unpopular here.  Still, 2007 was a year of extensive...
11/26/2007
There's a story that I've wanted to tell for some time.   I've avoided it only because family members are involved.  The recent commentary thread to Lenn's post California Subprime Borrowers May Get Relief? - More Questions Than Answers  convinced me that it was time to share and delve even deepe...
11/24/2007
Earlier today, Lenn Harley posted California Subprime Borrowers May Get Relief? - More Questions Than Answers.   It's Lenn's insightful commentary to posts written by Bryant Tutas and Gena Riede concerning the frightful number of looming foreclosures in certain markets.  Specifically, Gena emphas...
11/23/2007
Silent seconds (mortgages) are seemingly gaining popularity to accommodate an exaggerated need to make "deals work."  I wrote a post last week, The Cult of the Morally Deficient, in response to a loan originator's comment that he had recently confronted silent seconds in a number of proposed tran...
11/18/2007
There seems to be something of a "collective subconscious" among those who would perpetrate mortgage fraud.  The notorious schemes of the past that resulted in "highly-publicized" criminal convictions have a strange and bothersome tendency to resurface.  Most interesting is the innate quality of ...
11/10/2007
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Ed Rybczynski

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