According to a number of Wells Fargo Home Mortgage originators, Wells Fargo will now allow an FHA borrower to get a mortgage with a credit score of less than 600. In exchange for a larger down payment and a lower overall debt load (lower Debt-To-Income ratios), Wells Fargo Home Mortgage currently
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01/18/2011
Award reflects company's consistently high level of customer service Jan 12, 2011 - Salt Lake City, UT - Homebuyer Representation, Inc. has been awarded the prestigious 2010 Angie's List Super Service Award, an honor bestowed annually on approximately 5 percent of all the companies rated on the n
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01/12/2011
Among all 50 states, Utah adds yet another top end ranking to it's list of growing accolades I've been trying to keep up with over the past few years. Forbes.com recently ranked Utah as the "Best State for Business and Careers." Here are a few other honors earned by Utah and Salt Lake City that I
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10/22/2010
In the first quarter 2010, Salt Lake City Metro Area was ranked #1 for the best commute out of the 60 largest metropolitan areas in the country. Barring a major accident or closure, the Salt Lake City metro area is quick and easy to get around. On most days you can get from any point of the vall
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09/09/2010
According to a just released report on Portfolio.com Salt Lake ranks as the least stressful city in the US! Considerations for ranking the cities in the report include commute time, outdoor activities, health, employment levels, income growth, crime, pollution, murder, cost of housing, personal f
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09/09/2010
5 Tips to Keep Your House Cool This Summer Fans and ceiling fans can make a room feel 6 or 7 degrees cooler Install white window shades, drapes or blinds to reflect heat away from the house. Turn off appliances, electronics and lights when not in use. Avoid cooking and baking mid-day. Replace inc
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07/14/2010
One of the things I recommend Buyers do when considering an offer on a home, or that they do as part of their due diligence, is make contact with the surrounding neighbors. For one thing, they will tell you all kinds of things about the home, the neighborhood and the sellers. But it also gives yo
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07/05/2010
Good news may come soon for Buyers who qualified for the federal homebuyer tax credit and were Under Contract on a home BEFORE April 30, 2010 AND whose closings may not be looking like they will happen before the original tax credit closing deadline of June 30, 2010. Today, the Senate approved an
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06/16/2010
Effective February 1, 2010, HUD waived the requirement that an FHA Loan could not be issued on a home where the current owner was on title for less than 90 days before a contract to purchase was entered into. Well, the fact that it was not included in a Mortgagee Letter is causing some problems.
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06/09/2010
A recent RISMedia article stated that only 22% of home buyers are happy with their real estate agent. I wondered why this might be, and reading the article didn't really shed any new light on the reasons. Strangely enough, the article talked more about complaints from Sellers, such as, "The agent
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04/14/2010
