RECENT BLOG POSTS
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I know that I have informed you that the first-time homebuyer tax credit was extended and expanded to include existing homeowners. I'm sure you also know that interest rates are at an all-time low. Interest rates are currently hanging in there below five percent fixed for most scenarios. Somet...
11/20/2009
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Great news! Tonight, the Senate is voting to extend the Homebuyer Tax Credit through April 30, 2010. As drafted, the tax credit will apply to ALL, not just first-time homebuyers. The move-up buyers must have been in their current residence for a minimum of three years. The income limitation f...
10/27/2009
Credit scores don't change each passing day. Like a book on a shelf, they're only good when someone uses them. Yet they are very much like your reputation. They can be trashed in one crazy night. And it takes a lot longer to recover than it does to ruin, The folks at Fair Isaacs, where the FI...
10/27/2009
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Answering These Questions Will Help You DecideMaking the decision to move a parent into an assisted living facility can be difficult for the whole family. Change Can Be Hard for Older AdultsMoving into an assisted living facility can be hard for older adults, especially if they are accustomed to ...
04/24/2008
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When the economy is uncertain, homeowners may want to try to save a few dollars by selling their homes themselves. But, a slower market is actually the best time to have an experienced professional on your team. 1. Real estate is one of the largest financial transactions you can make, usually de...
04/24/2008
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Denver is second only to Orlando, Florida for lowest home utility/services bills in the country, according to the WhiteFence Index for January.Orlando has the lowest average for home phone, internet, television, electricity and natural gas, with costs of $247.01. Denver is the next lowest at $25...
04/24/2008
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Call the fraud units of the three national credit bureaus:Equifax:· To Report fraud, call 800-525-6285 or write to P.O. Box 740250, Atlanta, GA. 39374-0250.· To order a copy of your credit report go to http://www.equifax.com/ or call 800-685-5000 or 800-685-1111.· To dispute information in your r...
10/26/2007
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The signs can vary, but typical indicators of fraud and/or stolen identity include:· One of your creditors informs you that they have received an application for credit with your name and Social Security number.· Incoming calls or letters stating that you have been approved or denied by a credito...
10/26/2007
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There are several ways you can help prevent fraud and identity theft.· Destroy private records and statements. Tear up or shred credit card statements, solicitations and other private documents that contain private financial information. Any information you keep, be sure to keep in a secur...
10/26/2007
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Fraud costs the American economy millions of dollars per year in losses. Between January and December, 2006, the Federal Trade Commission received over half a million consumer fraud identity theft complaints, with losses of over $400 million reported. The losses affect consumer savings accounts...
10/26/2007