ARCHIVED BLOG POSTS
2016
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BECAUSE I'M A MORTGAGE BROKER I received a call today from a potential client who called because I'm a Kentucky mortgage broker. I get these calls on a fairly regular basis because some folks in the market to buy or refinance a home have had very good experiences with mortgage brokers and they sp...
06/24/2016
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VA HOME LOANS, A GREAT ZERO DOWN OPTIONVA home loans are a great option for veterans or surviving spouses when it comes to down payment needs. VA home loans are available with no money down to eligible veterans. One of the biggest problems folks have is saving the down payment money when it comes...
06/22/2016
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WHY GET PREQUALIFIED FOR A HOME LOAN?Why get prequalified for a home loan? And what is a prequalification anyway? We often hear the terms qualified and approved tossed about in our industry. In reality you can't get approved unless you HAVE a property identified and all your documentation has bee...
06/21/2016
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USDA CHANGES COMING IN OCTOBER 2016 USDA has announced some positive changes coming in October 2016. USDA or Rural Housing is a great product offering 100% financing on properties in certain census tracts. There are income limits and the property cannot be lavish. All household income is counted ...
06/01/2016